IRCTC: If you travel by air or are planning a trip, before you begin your journey, learn about the benefits you receive when booking a flight ticket. Many travelers are unaware of the benefits offered by IRCTC. All passengers nationwide are being offered free travel insurance of up to ₹50 lakh when booking flight tickets through the Indian Railways ‘ IRCTC website. This means that if you book a flight ticket through IRCTC’s official website or mobile application, you receive free insurance of up to Rs 50 lakh.
Bharti AXA, the e-ticketing and catering arm of Indian Railways, is offering a travel insurance option in collaboration with General Insurance Company. Every passenger booking a ticket through the IRCTC Air website or app is eligible for this free insurance. This insurance is available for both domestic and international travelers. Only if you have a flight ticket can you claim up to Rs 50 lakh under this insurance in the event of an accident.
According to IRCTC, insurance benefits are only available to passengers who suffer accidental death and total or permanent disability due to an accident. This coverage is only applicable in these circumstances. This travel insurance cover is valid for both one-way and round-trip travel. A maximum of Rs 50 lakh will be provided in case of accidental death, permanent disability, or permanent partial disability.
This facility is also available with the ticket
In addition to accidental death coverage, IRCTC also offers up to Rs 3,000 for loss of checked-in baggage on domestic flights. For international flights, insurance up to Rs 250 (Rs 20,590) will be provided for loss of checked-in baggage. Furthermore, IRCTC will cover the insurance premium to protect its passengers from any untoward incident during their travel. You will not have to pay any premium.
These companies charge premium charges
It’s worth noting that other travel portals, such as MakeMyTrip, Yatra, ClearTrip, and Red Bus, typically charge Rs 200-Rs 250 for air travel insurance. However, IRCTC’s primary objective is to provide a hassle-free travel experience for its customers. Therefore, IRCTC is providing this insurance free of charge and is not charging any fees to passengers.
10 lakh insurance on booking train tickets
IRCTC is also offering insurance cover of up to Rs 10 lakh for a nearly zero premium of 49 paise when booking train tickets through its website. According to the IRCTC website, the policy covers death, total disability, and hospitalization expenses for injuries, as well as transportation of a dead body following a train accident or untoward incident.
Turn your ordinary travel pictures’ gallery into a memory coated in the hues of architectural aesthetics. Book flights on IRCTC Air and explore most beautiful destinations. Avail exclusive benefits on your flight booking:
– Free travel insurance worth Rs. 50 lakhs*
– Lowest… pic.twitter.com/67yM5G6Qs8— IRCTC (@IRCTCofficial) June 1, 2026
