In today’s time, the trend of using credit cards has increased among working people. People get great convenience from such facilities available on credit cards. In case of a shortage of money in the middle of the month, expenses can be settled through credit cards. To attract customers, banks and fintech companies are offering such credit cards. There is no joining fee on these cards, no annual charge, and many more benefits are available. You should know about such credit cards with great offers, so that you can apply when needed.
People’s expenses are increasing. Due to which you need money from a credit card in a month. Many banks and companies are giving many offers on issuing credit cards. Through which huge cashback, easy EMI, and great offers on shopping and dining can be availed.
Meaning of Lifetime Free Card
There is no joining fee for the Lifetime Free Credit Card. There is no annual renewal charge, and there is no condition of minimum spending condition here. Apply for such a card that can avail the benefit of a free credit facility. These lifetime free credit cards are for students or low-income salaried people. Those who shop only a few times in a month and whose needs are fulfilled through the card without any tension.
Benefits of these credit cards:
These lifetime free credit cards issued by banks and companies also offer some good benefits. Which can be availed of.
- Cashback on everyday purchases
- No surcharge while filling petrol
- Sometimes great offers on food or movies
- Facility of EMI or easy instalments for big expenses
- Offers on online shopping in a month
- Cashback on payment of any bill
Lifetime Free Credit Cards list
Amazon Pay ICICI Credit Card- Prime users are getting 5% cashback on this card, and non-Prime users are getting 3% cashback. 1% cashback on every purchase will be deposited directly into the Amazon Pay wallet.
Fibe Axis Bank Credit Card- If you pay for Zomato, Uber, and OTT subscriptions, then you can get 3% cashback. Here, you get an instant EMI conversion offer on spending more than ₹ 2,500.
IDFC FIRST Millennia Credit Card- This card gives 3X reward points on online shopping. Along with this, railway lounge access and roadside assistance facilities are also available.
Federal Bank Scapia Credit Card- This card offers a 20% discount on hotel bookings abroad. There is no charge for making any foreign transaction with the card.
Ixigo AU Credit Card- This card offers up to 40% discount on rail ticket booking. Apart from this, a free airport lounge access facility is available once every 3 months.