Aadhaar Card: In today’s world, the Aadhar card is super important for us Indians. It’s pretty much needed everywhere. Whether it’s for the PM Kisan Yojana or opening a bank account, the Aadhar card is essential. Without it, a lot of your important tasks could hit a snag. You won’t be able to get your driver’s license, and if you’re looking to get a passport, you’ll need your Aadhar card too. So, without it, you might miss out on a lot of things these days.
This brings up a question that many people have: can losing your Aadhar card lead to your bank account being emptied? If you’re wondering about this, today we’re going to clarify whether someone can drain your bank account using your Aadhar card.
Can losing an Aadhaar card empty your bank account?
Just losing your physical Aadhar card probably won’t empty your bank account, because just having your Aadhar number, name, and address isn’t enough to take out money. Financial transactions need extra verification like a PIN, an OTP sent to your registered mobile, or biometric checks. That said, scammers could use your Aadhar info to set up fake bank accounts, apply for loans, or get new SIM cards in your name, which could lead to financial losses and legal issues.
Can someone hack my bank account if they know my Aadhaar number?
In response to this, UIDAI stated, “That’s completely incorrect. Just like knowing your ATM card number alone won’t let someone withdraw cash from an ATM, knowing your Aadhar number alone won’t let anyone hack your bank account and take out money.
As long as you don’t share your bank’s PIN/OTP with anyone, your account is secure. You can be assured that there hasn’t been a single case of financial loss linked to Aadhar. The Aadhar number by itself can’t be used for banking or any other services.
Does UIDAI monitor your Aadhaar card?
Many individuals are curious whether UIDAI, the body responsible for issuing Aadhaar cards, keeps track of your Aadhaar card. The organization stated on its website, “Absolutely incorrect.” The UIDAI database only holds the essential information you provide during enrollment or updates. This includes your name, address, gender, date of birth, ten fingerprints, two iris scans, a facial photograph, mobile number (optional), and email ID (optional).
You can be assured that UIDAI does not possess, and will never possess, details about your bank accounts, shares, mutual funds, financial and property information, health records, family, caste, religion, education, etc. in its database.
In fact, Section 32(3) of the Aadhaar Act 2016 explicitly forbids UIDAI, whether directly or through any entity, from controlling, collecting, storing, or maintaining any information for authentication purposes. Aadhaar serves as an identifier, not as a profiling mechanism.