Aadhaar ATM: Sometimes life catches us at a juncture when we’re completely unprepared. Imagine you’re out on an important errand and suddenly discover your wallet is missing. No cash, no ATM card, and even getting to the bank is difficult. Most people panic because the first question that comes to mind is how to withdraw money. This is where an Aadhaar ATM solves your problem in an instant.
The most important feature of this facility is that you don’t need a card, PIN, or passbook. Simply your Aadhaar number and biometric identification are sufficient. This system has become a relief, especially for those who forget to carry their card or find themselves in a difficult situation. Let’s explain how the Aadhaar ATM works.
How does Aadhaar ATM work?
Aadhaar ATM is not a separate machine. Rather, it is part of the Aadhaar-based payment system. It was developed by NPCI to make banking services easily accessible to everyone. There is no need to swipe a card or enter a PIN. Micro ATM machines, located at mini bank points or Bank Mitra, enter your Aadhaar number and then capture your fingerprint.
This fingerprint proves your identity, and the system connects directly to your bank account. Once the verification is complete, the operator gives you cash. This method is especially useful in areas where ATMs or bank branches are scarce. It’s important to note that you can only take advantage of this facility if your Aadhaar is linked to your bank account.
How to withdraw cash from AePS centre?
This service, known as Aadhaar ATM, is called AePS, or Aadhaar Enabled Payment System. The entire system is based on biometric security. The cash withdrawal process is simple. You simply need to visit a nearby AePS center and inform the operator that you need to withdraw cash using Aadhaar.
They enter your Aadhaar number and bank name, you enter the amount, and then you place your finger on the fingerprint machine. Once you’re identified, the transaction is complete and the cash is in your hands.
