The month of September 2025 is bringing many big and important changes for you. These changes will directly affect your pocket, investments, and everyday transactions. From the implementation of new rules in postman-ghar services to changes in the SBI credit card reward program, there are also many important deadlines this month. If you are unaware of these changes, then you may have to suffer financial loss. Let us understand all these 7 big changes one by one so that you can take the necessary steps in time.
Merger of post office services
From September 1, 2025, the Postal Department of the Government of India is going to take a big step. Now, registered post and speed post services will be merged within the country. This means that whatever registered post you send after September 1, it will be delivered as fast as speed post. This change has been made to make postal services even more efficient and faster.
Change in reward points of the SBI credit card
If you are an SBI credit card user, then this change is very important for you. From September 1, 2025, the reward program of select SBI credit cards is changing. Certain cardholders will no longer get reward points on spending on digital gaming platforms, government transactions, and certain merchants. Apart from this, from September 16, 2025, all existing Credit Card Protection Plan (CPP) customers will be migrated to a new plan at the time of their policy renewal.
Last date to switch from NPS to UPS
There is a very important deadline for central employees. The last date to switch from the National Pension System (NPS) to the Unified Pension Scheme (UPS) is September 30, 2025. If you want to take advantage of this flexibility given by the government, then make your decision before this date.
Extended deadline for filing ITR
The Income Tax Department has given a big relief to the taxpayers. The last date for filing Income Tax Return (ITR) has been extended for individuals and Hindu Undivided Families (HUFs) who do not need to get their accounts audited. Now you can file ITR for the financial year 2024-25 (assessment year 2025-26) till September 15, 2025. Earlier, this deadline was July 31, 2025.
Re-KYC of Jan Dhan accounts
In August 2025, RBI Governor Sanjay Malhotra announced that it is necessary to get Re-KYC done for Jan Dhan accounts that have been open for 10 years. Public sector banks are setting up special camps at the panchayat level and also providing doorstep services for this work from July 1 to September 30, 2025.
Special FD schemes
Many banks have introduced special fixed deposit (FD) schemes with attractive interest rates. The last date to invest in Indian Bank’s 444 days and 555 days Special FD, and IDBI Bank’s 444, 555, and 700 days Special FD is September 30, 2025. If you want to get more interest, then do not miss this opportunity.
Last date of PNB Home Loan Offer
Punjab National Bank (PNB) has launched the “PNB Monsoon Bonanza 2025” offer for its customers. This offer applies to home loans, car loans, and other retail loans. This is a limited period offer and its validity is till September 30, 2025.