Bank Holidays: The month of October has begun, and it brings with it several festivals. The holiday schedule for the month kicks off on October 2nd with Gandhi Jayanti, a day when banks across the country will remain closed. Additionally, the month will see celebrations for festivals such as Navratri, Dussehra, and Karva Chauth. If you have any important banking tasks to complete in October, this information will be very useful to you. Major public and private sector banks (such as SBI, PNB, BoB, HDFC, ICICI, etc.) will remain closed for a total of 16 days across various states.

Before depositing a cheque or getting a draft made, it is important to check whether the banks in your city are open on that day. Not all holidays apply nationwide. Banks remain closed every Sunday as well as on the second and fourth Saturdays of the month. Therefore, if you are planning to visit a bank in October, you should check the list of holidays beforehand.

October 2, Friday: Mahatma Gandhi Jayanti
October 4, Sunday: Weekly holiday
October 10, Saturday: Second Saturday
October 11, Sunday: Weekly holiday
October 18, Sunday: Weekly holiday
October 24, Saturday: Fourth Saturday
October 25, Sunday: Weekly holiday

List of Bank Holidays

October 2 (Friday): Holiday across the country for Mahatma Gandhi Jayanti.
October 4 (Sunday): Weekly holiday; applicable nationwide.
October 10 (Saturday): Second Saturday of the month; holiday across the country.
October 11 (Sunday): Weekly holiday; banks closed nationwide.
October 17 (Saturday): Maha Saptami (holiday in Agartala and some other eastern states).
October 18 (Sunday): Weekly holiday; banks closed nationwide because it’s a Sunday. October 19 (Monday): Dussehra (Maha Ashtami/Mahanavami) – (Banks will remain closed in Chennai, Guwahati, Patna, Kolkata, Ranchi, etc.)
October 20 (Tuesday): Dussehra (Vijayadashami) – (Banks will remain closed across most of the country)
October 21 to 23: Regional holidays for Durga Puja (banks will be closed in cities like Gangtok, Agartala, Kolkata, and Bengaluru)
October 22 (Thursday): Bank branches in Sikkim will remain closed due to Durga Puja/Darshan.
October 23 (Friday): Banks in Sikkim will remain closed due to Durga Puja.
October 24 (Saturday): Fourth Saturday of the month; banks will remain closed nationwide.
October 25 (Sunday): Weekly holiday; banks will remain closed nationwide.
October 26 (Monday): Maharshi Valmiki Jayanti / Lakshmi Puja (Banks will remain closed in Shimla, Chandigarh, Jammu, Srinagar, etc.)
October 29 (Thursday): Karva Chauth (Bank branches in Himachal Pradesh will remain closed.)
October 31 (Saturday): Sardar Vallabhbhai Patel Jayanti (Banks will remain closed in Gujarat.)

Which services will remain operational when banks are closed?

A closed branch does not mean banking services will stop. Generally, digital banking services remain operational during these holidays.

UPI: Payments via Google Pay, PhonePe, Paytm, etc.

Mobile Banking: Performing various tasks via the bank’s app

Net Banking: Online banking services

NEFT: Facility for online money transfer

RTGS: Facility for online transfer of large amounts

IMPS: Facility for instant money transfer

ATM: Cash withdrawal facility