LIC Plan: The Life Insurance Corporation of India (LIC) is well-regarded for its dependable policies. In 2025, LIC rolled out a bunch of new plans and also expanded some of its popular offerings, giving investors a mix of protection and great returns. If you’re looking to safeguard your savings while also earning solid long-term returns, these LIC plans could be just what you need.
LIC Insurance Cover
This is a high-coverage term insurance plan that was launched in late 2025. Bima Kavach provides a sum assured of up to Rs 2 crore or even more, and it offers coverage until the age of 100. This plan is particularly beneficial for families seeking robust life protection along with substantial future benefits.
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LIC New Jeevan Shanti Policy
The LIC New Jeevan Shanti plan is a strong pension option for retirement. You can secure a lifetime pension by making a one-time investment. The minimum investment for this plan is Rs 1.5 lakh, but you can invest more based on your financial situation. After a five-year lock-in period, you’ll start receiving a monthly pension based on your investment. The more you invest, the higher your pension will be, ensuring financial stability in your later years.
LIC Jeevan Anand Policy
The LIC Jeevan Anand policy is a fantastic choice for the average person, with a premium that’s quite reasonable. For instance, if you take out a 35-year policy at age 35 with a sum assured of Rs 5 lakh, your annual premium will be around Rs 16,300, which breaks down to about Rs 1,400 per month. Over this period, you’ll accumulate a total of Rs 5.70 lakh, but at maturity, you can expect to receive around Rs 25 lakh, including bonuses. Plus, there are tax benefits available.
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LIC Jeevan Shiromani Policy
The LIC Jeevan Shiromani policy is tailored for high-income earners looking for good returns with a secure investment. It’s a non-linked, individual life insurance plan that provides long-term benefits with a short-term investment. For example, if you take out a 20-year policy at age 30 with a sum assured of Rs 1 crore, the annual premium will be about Rs 7.59 lakh, paid over 16 years.
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