Digital Gold vs Physical Gold: Investing in gold on the auspicious occasion of Diwali is traditionally considered highly auspicious, but this year, investors are wondering which option is more suitable between digital gold and physical gold. Digital gold is a modern and simple way to buy small amounts and store them safely online. Physical gold, on the other hand, includes gold jewelry, coins, and bars that hold appreciation and cultural significance.
The biggest advantage of digital gold is its ease and liquidity. Investing in it is done through a mobile app or website, and you can buy or sell it at any time. There are no concerns about theft or storage, as your gold is kept safe in certified vaults. Minimum investments in digital gold can start as low as one rupee, making it accessible to ordinary investors.
Meanwhile, physical gold carries storage risks, requiring a locker or a secure location at home. Furthermore, physical gold attracts a 3% GST and jewelry making charges, making it a bit expensive. Physical gold holds significant cultural and sentimental significance, especially during weddings and traditional occasions.
From a financial perspective, digital gold is more transparent because its prices are updated in real-time, and there are no making charges. Whereas the price of physical gold includes dealer premiums and making charges, which can impact investment returns.
If investors seek convenience, small investments, and online security, digital gold is a better option. However, if you need gold for ownership and cultural significance, purchasing physical gold is a better option. It would be wise to choose the right option for Diwali 2025 investments based on your priorities and needs.
Desclaimer: For any financial invest anywhere on your own responsibility, Times Bull will not be responsible for it.
