Many people wait for their refund after filing their Income Tax Return (ITR). Sometimes, even when the ITR status shows ‘Processed’, the money does not come to their account. Many people worry about what to do in this situation. In this report, we will explain the reasons for this problem and how to solve it.

If your ITR shows ‘Processed’ but you have not received your refund, do not worry. You can fix this problem with a few simple steps.

First, login to the e-filing portal. Go to the official Income Tax website (incometax.gov.in) and log in. After login, go to ‘Refund/Demand Status’. Here, you can see the current status of your refund.

Next, check your bank account details. Sometimes, refunds do not come because of wrong account numbers or IFSC codes. Make sure your bank details are correct. Also, check Form 26AS and TDS. If the TDS in your ITR does not match the TDS in Form 26AS, the refund can be delayed.

If your bank details are wrong or the refund is stuck, you can request a Refund Reissue on the e-filing portal. If the status shows the money is sent but you did not get it, contact your bank or NSDL.

Why is the Refund Delayed?

The refund can be delayed for many reasons. Common reasons are:

  • Wrong information – Errors in bank or personal details can stop the refund.
  • TDS mismatch – If TDS in ITR does not match Form 26AS, the refund takes time.
  • Extra checking – If the refund amount is high or something looks unusual, the Income Tax Department may check it again.
  • Technical problems – Sometimes, portal issues delay the refund.

Follow these steps to get your pending tax refund. Always fill ITR with correct details and check the status often to avoid problems.