If you’re looking for a sturdy, stylish, and safe SUV, the Tata Punch has now become even more affordable. Following the government’s new GST 2.0 policy, Tata Motors has significantly reduced the prices of many of its vehicles. This list includes the company’s best-selling and popular Tata Punch SUV. So, let’s take a closer look at the Tata Punch.
Read More: Asia Cup Trophy Controversy: BCCI Slams Mohsin Naqvi, Demands Apology
New Price and Savings
First, let’s talk about the new price and savings. The Tata Punch’s starting ex-showroom price, which was ₹619,990, has now been reduced to ₹549,990. This means this SUV is now available for approximately ₹70,000 less. In percentage terms, customers benefit by approximately 11.29%. This means that if you purchase it on loan, you can easily manage the EMI even with a small down payment. Your monthly installments will be significantly lower than before, making this car an even more affordable option.
Loan and EMI Calculation
Suppose you make a down payment of ₹50,000 and take a loan of ₹5 lakh to purchase the base variant of the Tata Punch. The EMIs for different interest rates and tenures would be as follows:
- At 8% interest rate: ₹15,668 for 3 years, ₹12,206 for 4 years, ₹10,138 for 5 years, ₹8,767 for 6 years, and ₹7,793 for 7 years.
- At 8.5% interest rate: ₹15,784 for 3 years, ₹12,324 for 4 years, ₹10,258 for 5 years, ₹8,889 for 6 years, and ₹7,918 for 7 years.
- At 9% interest rate: Rs. 15,900 for 3 years, Rs. 12,443 for 4 years, Rs. 10,379 for 5 years, Rs. 9,013 for 6 years and Rs. 8,045 for 7 years.
- At 9.5% interest rate: Rs. 16,016 for 3 years, Rs. 12,562 for 4 years, Rs. 10,501 for 5 years, Rs. 9,137 for 6 years and Rs. 8,172 for 7 years.
- At 10% interest rate: Rs. 16,134 for 3 years, Rs. 12,681 for 4 years, Rs. 10,624 for 5 years, Rs. 9,263 for 6 years and Rs. 8,301 for 7 years.
Keep in mind that additional expenses for down payment, insurance, and RTO will be borne separately.
Engine and Performance
Coming to the engine and performance, the Tata Punch is powered by a 1.2-liter Revotron engine. This engine produces 86 PS of power at 6000 RPM and 113 Nm of torque at 3300 RPM. It comes mated to a standard 5-speed manual gearbox, while customers also have the option of a 5-speed AMT. In terms of mileage, the manual variant delivers a mileage of 18.97 kmpl and the automatic variant 18.82 kmpl. Notably, the Tata Punch is also available in an electric version, making it an even more attractive option.
Read More: Asia Cup Trophy Controversy: BCCI Slams Mohsin Naqvi, Demands Apology
Features and Safety
In terms of features, the Tata Punch rivals many vehicles in its segment. It includes a 7-inch touchscreen infotainment system, a digital instrument cluster, auto AC, automatic headlights, connected car technology, and cruise control. In terms of safety, the Tata Punch has received a 5-star safety rating from Global NCAP. It has a 5-star rating for adult occupant protection and a 4-star rating for child occupant protection. This makes it one of the safest cars in its segment.