If you have an account in Punjab National Bank (PNB), then this news is very important for you. If you are not doing any transactions in your account for a long time or are not updating your KYC, then the bank and the Reserve Bank of India (RBI) have jointly implemented strict rules for such account holders. If you do not follow the necessary rules on time, then your account may also be closed. Therefore, this information is extremely important for all account.
Why is KYC necessary
Nowadays, cases of fraud are increasing continuously. Many times, fraudsters try to withdraw money from bank accounts an illegal way. To avoid this danger, KYC has been made mandatory. The bank says that until the account holder himself goes and completes his identity, his account will not be considered safe.
PNB has made it clear that it will be necessary to get KYC done for the account on time. If an account is inactive for two to three years and there is no activity in it, such an account will be marked, and as per the rules of the bank, if KYC is not done on time, it will be closed. You will also be given a notice before closing the account.
What is the last date for e-KYC in PNB
The last date for KYC for PNB account holders has been fixed as 30 August 2025, especially for those accounts that have been inactive for a long time. The last date for all customers is 31 December 2025. If you do not get e-KYC done by this date, your account will be closed.
How to do e-KYC
If you do not want to waste time visiting the bank branch, then you can easily do e-KYC online from home.
First of all, log in to your net banking or mobile banking.
Go to the ‘Profile’ section and select the ‘e-KYC’ option.
Upload the required documents like Aadhaar card, PAN card, or other identity proof.
Fill in the information correctly and submit it.
This way, your e-KYC will be completed in a few minutes.
What will happen if e-KYC is not done
If you do not get e-KYC done on time, your account will be frozen. That is, you will neither be able to withdraw nor deposit money from it. The money lying in the account will remain stuck there, and later you will have to go through many difficult processes to withdraw it. Therefore, it is very important to get e-KYC done on time.