Having your car insurance policy number handy is crucial in several situations. Whether you are filing a claim, updating your policy, or getting your vehicle transferred, you will need this number for reference. Unfortunately, many car owners misplace their policy documents over time.
The good news is that your insurer offers multiple ways to find your four-wheeler insurance policy number within minutes. Read on to learn seven convenient methods to retrieve your motor insurance policy number when required.
What Is a Car Insurance Policy Number?
A car insurance policy number uniquely identifies your four-wheeler insurance policy. It serves as a reference code that your insurer uses to pull up the details of your policy.
This number is mentioned on your insurance policy document for easy access. It is also stored in your insurer’s database against your name, vehicle registration number, mobile number, and other details.
There are several situations that require you to furnish your motor insurance policy number. These include:
- Renewing your car insurance policy
- Filing a claim after an accident
- Providing details at police verification points
- Applying for a duplicate policy document
- Updating personal or vehicle details in your policy
- Transferring insurance when selling your car
- Verifying policy details to a third-party after an accident
Having your policy number handy helps expedite these processes and avoids complications.
Find Four-Wheeler Insurance Policy Number
If you have misplaced your car insurance policy documents, use one of these methods to retrieve your policy number quickly:
1. Check Emails or Insurer Portal
If you purchased the policy online, check the emails sent by your insurer during policy issuance. You will find your policy number mentioned there. Alternatively, login to your account on your insurer’s website or app to access policy details.
2. Contact Your Insurance Agent
Agents keep records of policies sold through them. Get in touch with your agent to obtain your car’s insurance policy number. You may be asked a few details for verification.
3. Call Customer Service
Every insurance provider has a dedicated customer service team to assist policyholders. Call them up and provide your personal and vehicle details to get your policy number communicated over the call itself.
4. Nearest Branch
Personally visit your insurer’s nearest branch office. The executive will verify your identity and provide your policy number after checking their database. This works even if you have lost your documents.
5. Government Databases
Government portals like Parivahan and the Insurance Information Bureau of India store digital records of all active insurance policies. You can get your motor insurance policy details through these databases too.
6. Mobile App
Many leading insurance companies have dedicated mobile apps to manage policies. Download your insurer’s app and login through your credentials to find your car’s insurance policy number.
Wrap Up
Your car insurance policy number is vital for renewals, claims, and other processes. Save the number from your policy documents for future reference. Alternatively, use any of the aforementioned methods to retrieve your policy number if required.
