Top 3 Camera Phones Under Rs 20,000 : In 2025, you will not believe it when you hear how many features people will consider before buying smartphones to meet their photographic needs. The nice thing about it is that deep pockets are not needed, since excellent camera performance was already beyond the scope of expensive smartphones.
Right now, a lot of really beautiful mid-ranged phones are available low-budget: under ₹20,000; and they usually possess these features like all big phones-having high resolution sensors, brilliant software processing, and some even come with OIS (Optical Image Stabilization)-seriously, these phones also deserve being very good photo and video quality. Below are the three top picks of camera phones below 20,000 for the highly photo-obsessed people to realize this year.
1. Realme Narzo 70 Pro 5G – ₹17,999
![]()
Best camera phone under this price segment. Realme Narzo 70 Pro 5G comes with flagship-grade 50 MP Sony IMX890 featuring Optical Image Stabilization (OIS) – quite rare under ₹20,000. OIS helps it in nice jerk-free videos and photos capture, while also very low-light ableness from both optics is something really cool about them. Image stabilization is, however, somewhat rare under 20,000. The phone brings along dedicated AI mode, Pro mode, and various filters to enhance photo and videography performance. Besides high camera capabilities, it also focuses on a 6.67-inch AMOLED display; Dimensity 7050 processor; and 67W fast charging.
2. Redmi Note 13 5G – ₹16,999

It is all about value for money attached to a phone with good generic specs including a great camera. It uses a main 50MP camera flexin Xiaomi’s advanced photo processer that makes up bright and clear images. It has no OIS. AI enhancements, however, do outcome wonderful results in portrait mode or night mode; such casual and social needs can be met without a problem. It houses AMOLED, 6.6-inch screen at 120Hz and around Dimensity 6100+ chipset that alone, makes up a good overall package.
3. iQOO Z7 5G – ₹14,499

A budget phone that is perfect for photography enthusiasts thrown in the price range of relatively cheap phones. It is equipped with a 64MP main camera having OIS ideal for clicks like detailed landscapes, portraits, and low-light photos. It has got a manual camera controls in Pro mode, can take 4K videos, and a 6.38-amoled display inside MediaTek Dimensity 920, and fast charging up to 44W. With great imaging performance and great design, it is counted among the few best under ₹15,000.
There is no longer need for photography lovers to buy flagship devices to realize quality results. The arrangement of the models is today endowed fundamentally enough in the hardware department by way of sensors and gives better performance in photography through software specking that will make mobile photography more effective and impressive. Be it capturing sunsets or busy streets or even selfies, these phones below ₹20,000 in 2025 could create those Instagram-worthy snaps at your disposal.










