National Rural Livelihood Mission (NRLM). The largest population in the country lives in villages, due to which the government is running many schemes for the rural areas. National Rural Livelihood Mission (NRLM) is also a scheme which. This is a major program of the Government of India. The objective of NRLM is to create strong institutions for the poor, especially women, and provide access to various financial services to these institutions, which can help in reducing poverty.
National Rural Livelihood Mission (NRLM) Women come together and form self-help groups, which together collect money and deposit it in the bank, which later helps in establishing employment by investing in a particular business when there is a large amount.
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Features of NRLM
Under NRLM, women’s self-help groups have 10-15 members. In which self-help groups can be formed with special money, i.e. groups formed in inaccessible areas, or groups in remote tribal areas.
In this, self-help groups are informal groups, and there is no need to register under any Society Act, State Cooperative Act or Partnership Firm. It is necessary for the federations of self-help groups formed at the village level, cluster level, and higher levels to be registered under it in their states.
In this, people get loans ranging from Rs 1 lakh to Rs 10 lakh in the initial stage. Here, the loan repayment period is from 1 year to 6 years; the special thing is that no collateral fee is charged for the NRLM loan.
Rural women are becoming self-reliant by joining the National Rural Livelihood Mission, and are helping their families earn a livelihood. The National Rural Livelihood Mission is running in many states of the country, from which women are taking advantage.
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How to take advantage of the National Rural Livelihood Mission
If you want to take advantage of this scheme, then by contacting the bank or district, rural women of the district can also join the self-help group under this mission. Along with this, they are getting a good income through various employment-oriented activities. The government is giving benefits by running such schemes in rural areas.