Do Not Make These 6 Mistake When Making UPI Payments, Otherwise Your Bank Account Will be Emptied

In this era of digital payments, India is rapidly moving towards a cashless economy. The UPI system, operated by NPCI, has completely transformed the way payments are made. Today, everything from small businesses to online food orders and sending money to friends is possible in seconds. However, with convenience comes increased risk. Many people make transactions without thinking, increasing the risk of fraud or financial loss. Many cases of digital fraud have also been linked to fake links sent through messaging platforms like WhatsApp. Therefore, it is crucial to be vigilant when using UPI.

Digital security has now become every user’s responsibility. Taking small precautions can help prevent major losses. The information below will help you understand secure digital payments.

Always keep your UPI PIN confidential

The UPI PIN is the most important security key to your bank account. It is used only to approve transactions. No bank employee, customer care agent, or shopkeeper will ever ask for your PIN. If someone does, it could be a sign of fraud. Always enter your PIN yourself and protect the screen when making payments in public.

It’s Important to Lock Your Phone and Payment Apps

Almost all smartphones and UPI apps today have a security lock feature. It offers PIN, fingerprint, or face unlock options. This provides additional security in case of loss or theft. Leaving your phone unlocked can put your banking information at risk.

Using a Single UPI App is a Better Option

Using multiple UPI apps for the same bank account makes it difficult to track transactions. This also increases the risk of accidentally accepting incorrect requests. Using a single app keeps your accounts clear and reduces the risk of fraud.

It’s Important to Stay Away from Suspicious Links

These days, fraudsters send links promising fake refunds, cashbacks, or rewards. These links lead to fake websites where your banking details can be stolen. Avoid clicking on any unknown message or link.

Check Payment Requests Carefully

Sometimes, scammers send random payment requests hoping the user will approve them without verification. Always check the name and amount before accepting a payment.

Do not Ignore Bank Alerts

The bank or app sends a notification after every transaction. If you notice an unknown transaction, contact your bank immediately and file a report.

Vigilance is the ultimate security in digital payments

UPI has certainly made life easier, but carelessness can lead to losses. Digital fraud can be avoided by having the right information and taking precautions.