PF Balance Check : Employee Provident Fund (EPF) is a reliable saving scheme, which is the best option for a secure future for salary class employees. This scheme reflects the contribution of both the employee and the employer. It ensures financial security during retirement and job change. Here we are telling you how you can know your PF balance through UAN number.
It is important to monitor the EPF balance regularly as it helps a person evaluate his financial health, plan his expenses and make the right financial decisions. Apart from this, if a person is planning to take a loan against the EPF balance, then it is important for him to know how much money will be available in his account. To check EPF balance, it is necessary that the employee’s Universal Account Number (UAN) is active. UAN gives a unique ID number to every EPF member.
How to check PF balance online by UAN number?
If your UAN is activated, you can check EPF balance online by following the steps given below:
Step 1: Open the EPF portal website and go to the ‘Services’ section. Click on the ‘For Employees’ option here.
Step 2: Go to the ‘Services’ section and select ‘Member Passbook’ option.
Step 3: When the new page opens, enter the UAN number and password. Login after filling the captcha. If you have forgotten the password, click on ‘Forgot Password’ and follow the instructions given.
Step 4: A six-digit OTP will be sent to your Aadhaar linked mobile number.
Step 5: Enter the OTP and click on ‘Verify’. After this, your PF passbook will appear on the screen, where your EPF balance will be visible.
Keep these things in mind before checking EPF balance on EPFO portal
UAN number must be active – To check EPF balance on EPFO portal, it is mandatory to activate and register UAN beforehand. Wait for 6 hours after registration – Passbook can be accessed only after 6 hours of registration on the EPFO portal.
Balance will be visible – The passbook will contain the information that has been recently updated by the EPFO field office. Members of private trusts cannot view passbooks – Employees whose provident fund is managed by a private trust or exempted establishments cannot check their balance on the EPFO portal.