State Bank of India (SBI) has issued an important alert for its customers regarding a scheduled downtime affecting several banking services. The bank has shared this update on social media platform X (formerly Twitter), notifying users of a temporary disruption on 16th July from 1:00 AM to 2:00 AM due to system maintenance.

During this one-hour window, services like Internet Banking (Retail & Corporate), YONO Lite, Merchant Services, UPI, IMPS, ATM transactions, NEFT, and RTGS will be temporarily unavailable. However, normal operations are expected to resume by 2:10 AM. SBI has advised customers to plan their essential transactions in advance to avoid inconvenience.

Which Services Will Be Affected?

  • Internet Banking (Retail & Corporate)

  • YONO Lite & Business Web/Mobile App

  • UPI, IMPS, ATM transactions

  • NEFT & RTGS payments

SBI’s Recommendation for Customers

For uninterrupted small transactions, SBI suggests using UPI Lite, a simplified version of UPI that allows real-time payments without an internet connection. Users can transfer up to ₹500 per transaction, with a daily limit of ₹2,000.

Fact Check & Why Maintenance Matters

  • Reason for Downtime: Routine system upgrades to enhance security and service efficiency.

  • Similar Recent Disruptions: HDFC Bank also faced service interruptions on 12th July for maintenance.

  • Customer Advisory: Always check official SBI alerts before critical transactions.

Final Note

While the disruption is brief, customers should stay informed to avoid last-minute hassles. SBI assures that all services will be restored promptly after maintenance.

Pro Tip: For urgent payments during downtime, consider using UPI Lite or offline banking methods.