If you are a customer of State Bank of India (SBI) or HDFC Bank and are planning an important online transaction on June 8, 2025, then this news is extremely important for you. SBI, the country’s largest public sector bank, and HDFC Bank, the largest private sector bank, have both informed through social media platform ‘X’ (formerly Twitter) and email that many online services of the bank will be temporarily closed for a certain time. This is being done due to technical maintenance and system improvements, but this may cause your transactions to get stuck.
Which services will remain closed till when
For SBI
Sunday, June 8, 2025, from 3:45 am to 4:30 am. UPI (Unified Payments Interface), IMPS (Immediate Payment Service), YONO (YONO App), Internet Banking (RINB), NEFT (National Electronic Fund Transfer) and RTGS (Real Time Gross Settlement). Some necessary system improvements and maintenance. The bank has said that all these services will resume after 4:30 am.
For HDFC Bank
From 2:30 am to 6:30 am on June 8, 2025. UPI services will be affected due to system maintenance. Start time: After 6:30 am.
What problems can arise during downtime
Nowadays most people depend on UPI, in such a situation, the shutdown of this service for a few hours can cause many problems. For example:
The payments made by you may stop in the middle or errors like ‘Transaction Failed’ may occur. If the transaction fails despite the money being deducted, it may take longer than usual for the refund to come back. During this time you will not be able to receive money from anywhere, which can cause trouble for small traders, freelancers, or people in emergencies.
For SBI, apart from UPI, other important services like Internet Banking, IMPS, NEFT, and RTGS will also be affected, which may stop large fund transfers.
What is advised to customers
SBI has advised its customers to use UPI Lite and ATM services during this period, which will continue to work. This has been done to ensure that customers do not face complete inconvenience and that transactions are possible even with limited options.
HDFC Bank customers have been advised to use PayZapp Wallet during this period. This advice is extremely important, especially for those who have important financial transactions planned at night or early in the morning.
Why do banks need downtime
Banks schedule this downtime from time to time to update and upgrade their system’s hardware, software, and network infrastructure. Its main purpose is:
Regularly updating the system increases its reliability and reduces the chances of technical glitches.
Upgrading improves the performance of the system, making transactions faster and smoother.
Implementing new features and better security measures improves the user experience of customers.
Regular maintenance and updates are necessary to avoid cyber attacks and keep customer data safe.