RBI KYC Update Rule: Update Aadhaar, PAN & Documents or Account May Get Blocked

If you are a bank account holder, then this news is very important for you. The Reserve Bank of India (RBI) has made it mandatory for all bank account holders to update their KYC (Know Your Customer). An awareness campaign is being run by RBI in this regard, in which messages are also being sent to customers through WhatsApp. In these messages, it is being asked whether your bank has asked you to update your KYC. If yes, then it is mandatory to complete it before 30 September 2025; otherwise, your account may be deactivated.

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Why is the KYC update necessary?

RBI Update
RBI Update

KYC is an important process to keep your bank account safe and active. It helps your bank to keep the latest information about your identity and address. It is also an important step to prevent illegal activities like banking fraud and money laundering.

RBI has started this campaign from 1 July 2025, the last date of which is 30 September 2025. RBI’s poster clearly states, “Get your KYC updated and keep your bank account active.”

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How to update KYC in a bank account?

The process of updating KYC is very easy, which you can complete in these ways:

You can go to your nearest bank branch and fill out the KYC update form.

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If you live in a rural area, this facility is also available in the Panchayat Camp.

Some banks also allow their customers to update KYC through online portals. For this, you can log in to the bank’s website or mobile app.

Required documents

RBI
RBI

For the KYC update, you will have to keep some important documents with you:

Aadhaar card

Voter ID

Driving license

Passport

NREGA job card

If there is no change in your personal details, then you can also complete this work by filling out a self-declaration form.

Remember that RBI does not ask for any kind of information over the phone or email. If you need any further information in this regard, you can directly visit the official website of RBI https://rbikehtahai.rbi.org.in/. For your safety, do not click on any unknown link.

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