Atal Pension Yojana- Big relief for old people. Saving and planning for the future is important for everyone. Often people focus only on today’s needs and forget to prepare for tomorrow. Keeping this in mind, the government has created some pension schemes. Which can provide financial security for a long time.
Keeping the future in mind, many people invest in different pension schemes. So that when they need money and are unable to work, they do not have to depend on others for their expenses. The government also runs a pension scheme for this. One such scheme is Atal Pension Yojana. In this scheme, by depositing a fixed amount continuously, you can get a pension of Rs 5000 every month in old age. Crores of people of the country are taking pension from the government scheme.
The aim of this government scheme is to provide regular income to the elderly so that they can remain financially secure. Small businessmen, farmers or members of a common family can also join it. The amount to be deposited and the pension received is pre-decided. People between the age of 18 and 40 years can apply for Atal Pension Yojana. You have to contribute a very small amount in this scheme. Due to which it has become very easy for many people to apply for it. The sooner you apply, the lower your premium is.
If someone joins the Atal Pension Yojana at the age of 30 and wants a pension of Rs 5000, then he will have to contribute about Rs 577 every month. He will have to deposit this amount monthly for 30 years. So that he can get a pension of Rs 5000 at the age of 60.
To open an account in Atal Pension Yojana, you will have to go to the nearest bank or post office. After this, you will have to fill the APY form and submit the necessary documents. Let us tell you that the facility of applying online is also available. For this, you will have to go to the nearest CSC center.