UPI Payments Offline: Nowadays, everyone is making online transactions. UPI deserves credit for this. UPI has revolutionized the country’s market. It has made digital payments so easy that many people no longer need to carry cash. However, despite its widespread adoption, UPI transactions sometimes fail due to poor network connectivity or temporary bank service outages. If you are unable to make UPI payments without an active internet connection, this article explains how to make payments using the USSD service.
Read Here: Pradhan Mantri Matsya Sampada Yojana: This Scheme is a Boon For Fishermen, Know About the Benefits
Make UPI Payments Offline
Before making an offline UPI payment, you must register your mobile number with your bank. To do this, ensure your number is linked to your bank account and set a UPI PIN using the bank’s app or website.
Learn the process here
The number for making offline UPI payments is *99#. Typing this into your smartphone dialer will open a menu. This will allow you to use the UPI service even without a network connection.
Select the desired bank account and choose the transaction type.
To send the money, you’ll need to enter the recipient’s mobile number, UPI or bank account details, and IFSC code.
Once done, enter the amount you’re planning to send. Then, type in the UPI PIN.
Read Here: Car Sampark Tag Explained: How It Works and Who Should Use It
Note that the maximum transaction limit is ₹5,000, with a fee of ₹0.50 per transaction. This feature is available for up to 24 hours. It can be used even on holidays and works on all telecom networks and mobile handsets.