No Doctor’s Fee! Know all the Special Features of Premium Arogya Saving Account

India Post Payments Bank (IPPB) started in 2018. The aim of this bank is to give banking service to all people of the country. People in villages and far places also get banking at home. The bank has more than 12 crore customers with the help of many post offices, about 2 lakh postmen and village postal workers.

The bank has now finished 8 years. On 1 September 2025, it celebrated its foundation day. As per news in Financial Express, in this event the bank told about the Premium Arogya Savings Account. The bank said this account will give both savings and health benefits.

Premium Arogya Savings Account offers many benefits

According to the official website of the bank, the Premium Arogya Savings Account is a subscription based bank account. In this, many facilities like pharmacy, diagnostics and tele-consultation i.e. online advice from doctors are provided to the customers for free. For this, the IPPB customer has to pay Rs 149 and applicable GST in the first year, and then Rs 99 with applicable GST every year. In this, you can open an account on zero balance. Along with this, you get the benefit of many things like free door step banking, postal linkage, bill payment and huge cashback on virtual debit card.

Consult a doctor anytime

Healthcare benefits are available in the Premium Arogya Savings Account. Bank customers can do unlimited consultation with a doctor online through this account. Along with this, 40 percent discount is available on diagnostic tests. At the same time, you can get 15 percent discount on medicines. Any citizen of the country can avail this facility. IPPB’s Premium Arogya Savings Account offers 2 per cent annual interest on balances up to Rs 1 lakh.