Lakhpati Didi vs Jeevika Didi Scheme – Schemes like Lakhpati Didi and Jeevika Didi are being run to make women self-reliant. But the question is which scheme gives them more benefits. Let us tell you the full story.

Benefits of Lakhpati Didi Jeevika Didi Scheme

Different governments are running several schemes to make women self-reliant in the country. Their aim is to make women financially strong and provide a better life to their families. While the central government is taking initiatives to increase employment and income, state governments are helping women set up small businesses. The impact of these schemes is not limited to women’s earnings alone.

Rather, it brings change in the entire society. In this, women are getting a lot of benefits through the Lakhpati Didi scheme of the Central Government. At the same time, women are also getting a lot of benefits through the Jeevika Didi scheme of Bihar. Recently, some changes have also been made in this scheme. Let us tell you in which of these two schemes women are getting more benefits.

Which scheme is better Jeevika Didi or Lakhpati Didi?

Women get benefits in both these schemes. But if we talk about which one is more beneficial, then it can be understood on the basis of some facts. Like Jeevika Didi Yojana is of Bihar Government. Where women do small businesses by forming self-help groups and gradually increase their income. Lakhpati Didi Yojana is of the Central Government. In which women are given skill training, financial support and guidance.

So that they can earn 1 lakh rupees or more annually. Jeevika Didi Yojana provides employment at the local level. While Lakhpati Didi Yojana is for increasing the income of women. In other words, both the schemes are important. The scope of Jeevika Didi is only till Bihar, while the scope of Lakhpati Didi is much more.

 

Which has greater economic benefit?

Under the Jeevika Didi scheme, women get a loan of Rs 10,000 to Rs 2 lakh without guarantee to expand their business. This facility is especially helpful for those women who want to start a small business or self-employment. The loan has to be repaid in easy installments. This does not create any financial burden. On the other hand, the facility of loan is not provided under the Lakhpati Didi scheme.

Rather, through training, government aid and skill development, women are made so capable that they can move forward with their own earnings. That is, Jeevika Didi Yojana looks better as a financial help.