Jan Dhan Account: If you have an account, then SBI customers do KYC today

Various schemes are run by the government to stand by the common people. In today’s article, we are going to discuss a scheme where you will also benefit from applying. PM Jan Dhan Account is a government scheme under which any citizen can open a bank account with zero balance.

PM Jan Dhan Account

Under this scheme, it is mandatory to have a new KYC of PM Jan Dhan Account on completion of 10 years. Recently, Financial Services Secretary Nagaraju held a meeting with all stakeholders to initiate a fresh KYC process for Pradhan Mantri Jan Dhan Yojana account holders.

The financial secretary had said that about 10.5 crore PM Jan Dhan accounts were opened between August 2014 and 2014 under the PM Jan Dhan Yojana launched in 2014. Now these PM Jan Dhan accounts are completing 10 years, and their KYC should be done again. If you also have a Jan Dhan account and it is 10 years old, then know how you can get KYC done.

How to apply for Jan Dhan Yojana?

1. Visit the official portal of PMJDY. Under the e-document section, you will find live links to the account opening form.

2. Applicants can access it in both English and Hindi languages.

3. Click on the appropriate language option. Fill out the form manually with all your bank and personal data, including bank branch, city/village name, block/district, Aadhaar number, occupation, annual income, Kisan Credit Card details, and others.

4. You will have to submit certain documents along with your mobile number or email ID to get the qualification for the Jan Dhan Yojana.

SBI: Updating KYC for PMJDY account (offline)

1. Visit your nearest SBI branch where your PMJDY account is held.

2. Ask for the KYC form or KYC update form.

3. Fill out the form and submit it along with your KYC documents (Proof of Identity and Proof of Address).

4. The bank official will verify your documents and process the update.

5. You may be asked to submit a recent photograph and complete biometric verification if required.You will be notified once your KYC is successfully updated.

Online Method (Using SBI NetBanking Online)

1. Log in to your SBI NetBanking account. Navigate to the KYC Update section under the ‘Request’ tab.

2. Upload scanned copies of your KYC documents (Aadhaar, PAN, or any government-issued ID).

3. You may need to complete the Aadhaar-based eKYC if your Aadhaar is linked to the account.

4. Confirm the details and submit the request for KYC update.

5. eKYC via Aadhaar: If your Aadhaar number is linked to your PMJDY account, you can update your KYC using eKYC. This method is quick and involves linking your Aadhaar number with your bank account, which can be done through the bank’s mobile banking app or website.