New Delhi: IDBI Bank has given a gift to its crores of customers. The bank has increased the timeline for investment in ‘Utsav FD’. The time for investment in the bank’s special FD has been increased. Earlier the time for investment in these FDs was 31 March 2025. Now IDBI Bank has extended the time for investment to 30 April. These FD schemes are for 300 days, 444 days, 555 days and 700 days. Customers can avail this festive FD through the bank’s website, mobile app or any branch.
IDBI Utsav 444 days FD scheme
IDBI Bank is now offering 7.85% interest on 444 days FD to regular customers, NRI and NRO customers. It was earlier 7.35%, which has been increased today. The bank also allows investors to withdraw and close this FD prematurely.
IDBI Utsav FD Scheme 555 days
IDBI Bank is giving 7.90% interest to senior citizens investing in 555 days Utsav FD. At the same time, regular customers, NRI and NRO customers are being given 7.40% interest on 375 days FD. The bank also gives the option of premature withdrawal or closure of this FD.
IDBI Utsav 300 days FD scheme
IDBI Bank is offering 7.55% interest to senior citizens investing in 300 days Utsav FD. At the same time, regular customers, NRI and NRO customers are paying 7.05% interest on 300 days FD. This FD also allows premature withdrawal of money.
IDBI Utsav 700 days FD scheme
IDBI Bank is offering 7.77% interest to senior citizens investing in 700 days Utsav FD. At the same time, regular customers, NRI and NRO customers are paying 7.20% interest on 300 days FD. This FD also allows premature withdrawal of money.
IDBI Bank Regular FD Interest Rates
7-30 days 3.00%
31-45 days 3.25%
46- 90 days 4.00%
91-6 months 4.50%
6 months 1 day to less than 1 year 5.75%
1 year to 2 years (excluding 375 days and 444 days) 6.80%
2 years to 5 years 6.50%, 5 years to 10 years 6.25%, 10 years to 20 years 4.80% and 5 years 6.50%.
Interest rate (% p.a.)
Special FD General/NRE/NRO Senior Citizen
300 days 7.05 7.55, 375 days 7.25 7.75, 444 days 7.35 7.85 and 700 days 7.20 7.70.