ICICI Bank: Big news for ICICI Bank customers. As the new year kicks off, a bunch of financial rules have changed. Plus, more changes are on the horizon. In this context, ICICI Bank, the second-largest private bank in the country, has revealed updates to its credit card policies. These updates will take effect on January 15, 2026. They cover aspects like reward points, transaction fees, and other features. Let’s dive into the details.

New rules for entertainment offers

ICICI Bank has introduced a spending threshold to benefit from the BookMyShow offers. To qualify for these deals, you need to have spent at least Rs 25,000 in the last quarter.

Updated rules for Emerald Metal Card and Add-on Cards

The bank has also revised the ICICI Bank Emerald Metal Credit Card rules. Cardholders will now earn 6 reward points for every Rs 200 spent on retail purchases. However, no reward points will be awarded for expenses like government services, fuel, property management, rent, tax payments, and loading third-party wallets. Additionally, if you want to get an add-on card for a family member, there will be a one-time fee of Rs 3,500 for new add-on cards issued after January 15, 2026.

The private bank has also increased the costs for online gaming and wallet transactions. They will now impose an extra 2% fee on transactions made on gaming sites like Dream11, Rummy Culture, and MPL. Moreover, if you load Rs 5,000 or more into third-party wallets like Amazon Pay or Paytm, a 1% transaction fee will apply. Lastly, if you go to a bank branch to pay your credit card bill in cash, the charge will now be Rs 150 per transaction instead of the previous Rs 100.