How can a mere ₹100 SIP create a fund worth ₹3 crore? Learn the details

SIP Calculator: Nowadays, many people invest to secure their own and their families’ futures, but they often lack knowledge about where to invest their money. Numerous schemes are available that offer promising returns. However, some offer significant long-term returns.

In this article, we’ll share investment options that will yield significant returns. If you’re trapped in debt, investing here can help you escape it. You can also accumulate funds for your children’s education and marriage. You can build a corpus worth ₹3 crore in just 30 years.

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Small investments yield a large corpus.

If you’re investing, you can create a large corpus by making small savings through compounding. Compounding means interest on interest; in this, interest is added to the principal. Mutual fund SIPs offer the benefit of compound interest. If you save ₹100 every day and invest it, you can create a fund of ₹3 crore. Let’s learn about it.

Know what to do?

You only need to save ₹100 every day, or ₹3,000 monthly. You need to deposit this amount in a mutual fund SIP. You need to maintain an annual step-up of 12%. This means the monthly SIP amount will increase by 12% every year. If you are making an SIP of only ₹3,000 this year, you need to make an SIP of ₹3,360 next year. Similarly, you need to increase the SIP amount every year. You need to invest in this manner for 30 years. This is how you can create a fund worth Rs 3 crore.

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After 30 years of SIP investment, you will have Rs 3 crore 7 lakh 35 thousand 264. The amount invested is Rs 86 lakh 87 thousand 977. The interest earned is Rs 2 crore 20 lakh 47 thousand 287. The average interest earned through SIP is 12%.

Disclaimer: This article is for informational purposes only. Investing in mutual funds can be risky. Therefore, no investment advice is provided. Consult an expert before investing.