Everyone needs the personal loan at very some point in their life time. Whenever there is a need for a loan, people either approach the bank or apply for a loan by visiting the bank’s website. But, do you know that a bank also provides the facility of taking a loan from its ATM? Yes, this bank is HDFC Bank. However, now very few people take advantage of this facility of taking a loan from an ATM. So let’s know how to get a loan from ATM and how effective this facility can prove to be for you. It can be an easy and fast way to meet your financial needs.
First of all, check for ‘pre-approved’ loan offers
First of all, you have to check whether there is any pre-approved loan offer for you or not. You can also check it on the registered bank’s app or see the message received on your mobile from the bank. For this, you can also call the bank’s customer care. This is vitally important to know because this facility is not available to all customers.
Go to the ATM, and click on ‘Loan’ option
If you have a pre-approved loan offer on your account, then first of all you have to go to HDFC Bank ATM. There you have to click on the loan option in the machine. This is the just the beginning of your new loan process.
‘Confirm’ all the loan information
After clicking on the loan option, a screen will open in front of you, on which your loan amount, interest rate, EMI (Equated Monthly Installment), loan period, and everything will be written. After reading the information carefully, you have to click on Proceed. It is essential to ensure that you completely agree with the loan terms.
‘Verify’ your personal information
On the next page, some of your personal information will be visible. Your name, email ID, address, and account number will be written there. You have to verify all the information there and proceed by confirming it. On the next page, you have to enter your ATM PIN. This is important for your identity and security.
Full Money in your saving or current account in the blink of an eye
As soon as you do this, the loan amount will be credited to your account, for which you will also see a message on the screen. This process is extremely fast and provides you with instant financial assistance. So, the next time you need a sudden loan, check out HDFC Bank ATMs.