If you are looking for a scheme where you can build a large fund with a small monthly investment, then this news is very important for you. Today, we are going to tell you about a government scheme where you can build a fund of Rs 11 lakh by saving just Rs 2,000 monthly. We are talking about Sukanya Samriddhi Yojana.
Sukanya Samriddhi Yojana is a government scheme where parents can invest money for their daughters below the age of 10 and can build a significant fund for their daughter’s future. Let’s know the details.
From Savings to Strength: Empowering India’s Girls Through #SukanyaSamriddhiYojana✨💪
❉ The Sukanya Samriddhi Yojana was launched on 22 January 2015 under the Government’s #BetiBachaoBetiPadhao campaign
❉ It is a small savings scheme notified by the Government of India,… pic.twitter.com/LeXys0dFPp
— PIB India (@PIB_India) January 21, 2026
Sukanya Samriddhi Yojana
Parents can invest in the Sukanya Samriddhi Yojana for their daughters below the age of 10. There is an investment opportunity of up to Rs 1.50 lakh per annum in SSY. Investors have to invest in this scheme for 15 years, which has a maturity period of 21 years. The funds can be withdrawn only after the girl turns 21. In terms of returns, the SSY scheme offers an interest rate of 8.2 percent.
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11 years of Sukanya Samriddhi Yojana — With 3.76 Cr+ live accounts, securing a brighter future for daughters across India.
Watch how India Post’s vast and trusted network is taking this scheme to every corner of the country.#IndiaPost#11YearsofSSY#SukanyaSamriddhiYojana… pic.twitter.com/8GPkaEJ6J2— India Post (@IndiaPostOffice) January 22, 2026
Save Rs 2000 and invest in SSY
If you save Rs 2,000 every month, you will save Rs 24,000 annually. If you invest Rs 24,000 every year in the SSY scheme for 15 years, you will have invested a total of Rs 3.60 lakh. At maturity, you will get a total of Rs 11.08 lakh. This means that you will gain Rs 7.48 lakh. When your daughter turns 21, you can spend this amount on her education or marriage. If you invest Rs 1.50 lakh annually in this scheme, you will get a total of Rs 69.27 lakh at maturity, resulting in a gain of Rs 46.77 lakh.