If you have an EPFO (Employees’ Provident Fund Organization) account, this Diwali will be very special for you. EPFO often gives new schemes, interest rate changes, and financial benefits to its members. This time, before Diwali, EPFO account holders will get two big pieces of good news. Let’s look at these two good news, who will benefit, and how you can easily check your PF balance.
If you have an EPFO (Employees’ Provident Fund Organization) account, this Diwali will be very special. EPFO has given two big pieces of good news for its account holders.
First Good News: PF Interest Rate Update
Every year, EPFO announces the PF interest rate. This year, the government has increased the interest rate, which will make account holders happy.
Earlier, PF interest was 8.15%. This time, it may go up to 8.25% or 8.35%. This will benefit over 70 million EPFO account holders across the country. The higher interest rate will increase your PF balance and retirement savings.
Second Good News:
Interest Credit Before DiwaliEPFO has also announced that interest for 2024-25 will be credited to account holders before Diwali. Earlier, some account holders faced delays in receiving interest. This time, the interest will appear on time, boosting your retirement savings and giving relief during the festive season.
These two updates mean double benefits for PF account holders:
Higher interest rates, increasing your PF balance.
Timely credit of interest, reducing financial stress.
How to Check Your PF Balance
- UMANG App: Download the app, go to the EPFO section, click “Check Balance,” and enter your UAN number.
- SMS: Send SMS from your registered number: EPFOHO UAN HIN to 7738299899.
- Missed Call: Call 011-22901406 from your registered number to get your PF balance.
- EPFO Portal: Login and click “View Passbook” to see your balance.
Benefits of EPFO
- Lifetime Savings: Financial security after retirement.
- Interest on Interest: Your money grows every year.
- Tax Benefits: PF contributions are tax-exempt.
- Emergency Help: You can withdraw money from PF if needed.
- This Diwali bonus from EPFO is very special. The higher interest will secure your future, and the timely credited interest will help with festive expenses. Millions of families will get financial relief.
EPFO Good News 2025 is a big gift for account holders:
- Interest rate hike
- Timely credit of interest
- If you are an EPF account holder, get ready to see an increased balance, which will secure your retirement and double your festival joy.

