The Employees’ Provident Fund Organization (EPFO) has given big relief news for its more than 7.5 crore members. Union Labor and Employment Minister Mansukh Mandaviya said today, on 24 June 2025, that the EPFO ​​has increased the auto-claim settlement limit of PF (Provident Fund) from ₹ 1 lakh to ₹ 5 lakh. This step will prove to be a boon for those who need money immediately in an emergency.

With this new rule of EPFO, the way to withdraw funds has become easier and faster.
This new rule of EPFO ​​​​will make the way to withdraw PF funds even simpler and faster. This auto-claim facility, which was introduced in 2020 during the COVID-19 pandemic, earlier helped in withdrawing funds for illness. Now it has been expanded even further. Now claims up to ₹5 lakh can be settled automatically for important works like education, marriage, and house building. This is a big relief for lakhs of employees who depend on their savings for these needs.

EPFO Update
EPFO Update

Amazing features of EPFO ​​​​Auto Claim

This new system has many great benefits that will make withdrawing money from your PF easier than ever:

Now 95% of claims are settled in just 3 days, whereas earlier it used to take up to 10 days. This is a game-changer for those who need money immediately.

By May-June 2025, EPFO ​​members will also be able to withdraw money directly through UPI and ATM. This facility will completely transform the PF withdrawal experience, making it even more convenient.

The claim rejection rate has come down from 50% to just 30%. This simply means that now the chances of your claim getting approved are much higher, reducing uncertainty.

If your KYC is complete and your Aadhaar, PAN card, and bank details are linked, the claim will be processed without any documentation. This paperless process will save both time and effort.

How to avail of this facility

 

It is very easy to avail this great facility:

Log in to your Universal Account Number (UAN) portal.

Make sure your KYC is updated and all the information is correct.

Submit your online claim.

With just a few clicks, the money will be credited directly to your bank account.

Most importantly, your UAN should be linked to Aadhaar. If so, employer approval will no longer be required to update bank details. This makes the process even more streamlined.

EPFO aims to settle all claims such as pension, insurance, and PF withdrawal within 72 hours. For this, new technologies such as AI (Artificial Intelligence) and Machine Learning are being used, which will make your fundholders’ experience even better. This shows that EPFO ​​is committed to providing modern and efficient services to its members.