The month of November brings the deadline for senior pensioners to submit life certificates. This is a mandatory process for uninterrupted pension payments, and can now be completed online through the Digital Life Certificate (Jeevan Pramaan).
Use Only Registered Platforms
To avoid cyber fraud, pensioners should only use official and registered websites or apps. These include https://jeevanpramaan.gov.in, the Post Office app, or the Aadhaar Face RD application. Never share your personal information with any unidentified agent or unauthorized app.
Keep Aadhaar and Bank Details Safe
You must never share your Aadhaar number, OTP, bank account number, PPO number, or mobile number with anyone you don’t know. Government agencies never ask you for your password, OTP, or bank PIN via phone, email, or text. Maintaining this confidentiality is the first step to your financial security.
Strong Device and Internet Security Guarantee
When adopting the digital process, it is extremely important to ensure the security of your device and internet connection. Pensioners are advised to always protect their mobile or computer devices with updated antivirus software. Use only secure Wi-Fi or mobile networks when submitting the Life Certificate. If you suspect cyber fraud, immediately inform your bank or file a complaint on the https://cybercrime.gov.in portal.
Process for Submitting a Life Certificate
Every government pensioner must prove that they are alive to continue receiving their pension. Previously, this process required a visit to a bank or office, but now the Digital Life Certificate has made this task online and incredibly easy.
Ways to Submit the Certificate
Pensioners can submit this certificate in two main ways: Offline – you can visit a bank branch or Common Service Center (CSC); Or online – which you can do through the website, the Post Office app, or doorstep banking.
Preparing the Required Documents
Before generating a Digital Life Certificate, pensioners should have a few crucial items ready. These include their Aadhaar number and the mobile number registered with it. Your Aadhaar must be registered with the bank or post office. Additionally, you’ll need to have your pension type, PPO number, pension account number, and disbursing agency information ready. If the pensioner has previously generated a DLC, this information will be automatically populated, making the process even faster.