CM Yuva Udyami Yojana: The Central and State governments are currently implementing various schemes aimed at women, farmers, the economically weaker sections, and the general public. The government administers numerous initiatives such as the Pradhan Mantri Shram Yogi Maandhan, Sukanya Samriddhi Yojana, and the PM Kisan Yojana. Amidst these efforts, on May 1, 2026, the Yogi government proposed certain amendments to the ‘Chief Minister Yuva Udyami Vikas Abhiyan’ (Chief Minister’s Youth Entrepreneurship Development Campaign).
Under these proposed changes, young individuals aged 18 will now also be eligible to receive interest-free loans of up to ₹10 lakh. The Yogi government has allocated ₹1,000 crore for this scheme in the budget for the financial year 2026-27. So, let us explore how to avail the benefits of this scheme and understand the current loan limits under the CM Yuva Udyami Yojana.
CM Yuva Udyami Yojana – Key Highlights
- Announcement Date: May 1, 2026
- Scheme Name: Chief Minister Yuva Udyami Vikas Abhiyan (CM Youth Entrepreneurship Development Campaign)
- Government: Yogi Government (Uttar Pradesh)
- Budget Allocation: ₹1,000 Crore (Financial Year 2026-27)
- Official Portal: msme.cmyuva.org.in
Proposed Amendments (May 1, 2026)
- Minimum age limit reduced from 21 years to 18 years
- Loan limit increased from ₹5 lakh to ₹10 lakh
- Maximum loan limit raised from ₹7.5 lakh to ₹15 lakh
- Maximum age limit remains 40 years (unchanged)
Eligibility Criteria
- Age: 18 to 40 years (proposed)
- Minimum Education: 8th Grade Pass
- Domicile: Permanent resident of Uttar Pradesh
How the Scheme Works
Phase 1
- Loan: Up to ₹5 lakh (interest-free)
- Moratorium: 6 months
- Repayment Period: 4 years
Phase 2 (after repaying Phase 1 loan)
- Loan: Up to ₹15 lakh
- Benefit: 50% interest subsidy granted
- Eligibility: Only after successful repayment of Phase 1
Required Documents
- Aadhaar Card
- PAN Card
- Domicile Certificate
- Bank Passbook
- Educational Certificates
- Project Report
How much loan is currently available?
Currently, this scheme offers a loan of ₹5 lakh, with an age limit of 21 to 40 years. The government has proposed lowering the minimum age limit from 21 to 18, while the maximum age limit will remain at 40. Additionally, preparations are underway to increase the loan limit from ₹5 lakh to ₹10 lakh. Young entrepreneurs will now be able to access interest-free loans of up to ₹15 lakh, up from the previous limit of ₹7.5 lakh.
Eligibility Criteria
Age Limit: 18 to 40 years (Proposed)
Minimum Educational Qualification: 8th Grade Pass
Domicile: Permanent resident of Uttar Pradesh
How does this scheme work?
Phase 1: A loan of up to ₹5 lakh is provided, with a 6-month moratorium; the loan must be repaid within 4 years.
Phase 2: Upon the repayment of the initial loan, a 50% interest subsidy is granted, and the beneficiary becomes eligible for a subsequent loan of up to ₹15 lakh.
Required Documents:- Aadhaar Card, PAN Card, Domicile Certificate, Bank Passbook, Educational Certificates, and Project Report. How to Apply the Youth Entrepreneurship Development Campaign via Online
Step 1: Visit the portal at https://msme.cmyuva.org.in/home. “If you wish to start a business, please let us know.”
Step 2: Enter your mobile number.
Step-3: Enter your full name.
Step-4: Currently, the age range displayed here is 21–40.
Enter your age and select your gender. Now, choose your city from the provided list of cities.
Step-5: Select the sector in which you wish to establish your business.
Select the specific industry. Finally, click “Submit.”
