Life Insurance Corporation of India (LIC) is very popular as an insurance company. The main function of insurance is to ensure future security. But apart from this, people also like to invest in LIC insurance or policies due to good returns. LIC has several policy plans for senior citizens and children. You can get good returns by investing in the right LIC plan according to your needs. However, many people do not invest in policies due to high premiums. In some schemes of LIC, you can get good returns with low premiums.

In this report, you will learn about LIC’s Jeevan Anand plan. In this plan, you can build a fund of Rs 25 lakh by saving just Rs 45 a day.

Jeevan Anand policy offers good returns with low premiums. As a result, it is a very good option for the middle class. In this, the policyholder gets much higher maturity benefits. The minimum sum assured in this plan is Rs 1 lakh. There is no maximum limit.

LIC Jeevan Anand Calculation

In this policy, you have to deposit Rs 1,358 every month. And by doing that, you can get a return of Rs 25 lakh. That is, you have to deposit only Rs 45 every day in this scheme. This is a very long-term plan. You have to invest in it for 15 to 35 years.

If you invest in this policy for 35 years, then you will get Rs 25 lakh after maturity. You can save up to Rs 16,300 annually in this policy.

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Get bonus

This scheme gives bonuses twice. If you invest Rs 16,300 every year for 35 years, then you are depositing a total of Rs 5,70,500. As per the policy rules, the principal amount will be Rs 5 lakh.

After maturity, the policyholder will get a revisionary bonus of Rs 8.60 lakh and a final bonus of Rs 11.50 lakh. This bonus will be received as an addition to the amount deposited in the policy. To avail this bonus, a minimum policy period of 15 years is required.

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What are the benefits?

  • This plan offers an Accidental Death and Disability Rider, an Accident Benefit Rider, a New Term Insurance Rider and a New Critical Benefit Rider.
  • In case of the death of the policyholder, the nominee will get 125 per cent of the death benefit.
  • There is no tax exemption in this policy.

Note: Financial investment reports are for observation only. Please consult your expert before making any investment decision.