Atal Pension Yojana: Planning is necessary to make life safe and comfortable after retirement. Atal Pension Yojana (APY) can be a great option for you.

This is a golden scheme of the government, under which you can protect your old age by investing less. Let us know about this best scheme in detail.

What is Atal Pension Yojana

Atal Pension Yojana (APY) is a social security scheme for workers in the unorganized sector.

In this, you invest a fixed amount every month and after retirement, you get a fixed pension every month. This scheme ensures that your old age is free from financial difficulties.

Key features of the scheme

Investment amount: You can invest a minimum of Rs 100 and a maximum of Rs 500 every month.

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Pension amount: You can choose a monthly pension ranging from Rs 1000 to Rs 5000, Yearly you will get 60000 rupees.

Eligibility: Anyone between the ages of 18 to 40 years can join this scheme.

Government guarantee: The government guarantees the safety of the amount invested in this scheme.

Eligibility for Atal Pension Yojana

Must be an Indian citizen

Must have been between the ages of 18 and 40

Must have a bank account

Must have a mobile number

Must have an Aadhar card

Benefits of Atal Pension Yojana

Low investment, high benefits: You can get a good pension with less investment.

Government security: Being backed by the government, it is a safe investment.

Regular income: Guarantee of regular income after retirement.

Flexibility: You can choose the pension amount as per your need.

Who can join the Atal Pension Yojana

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Employees of the unorganized sector

Self-employed persons

Shopkeepers

Farmers

Laborers

Process of joining the scheme

You can join this scheme by visiting your nearest bank or post office. You will need an Aadhar card, PAN card, and passport-size photo.

Atal Pension Yojana can help you lay the foundation for your golden old age. Contact your bank or post office for more information about this scheme.

Vikram Singh is a skilled content writer with a passion for crafting engaging and informative articles. He boasts 3 years of experience in the industry, tackling a diverse range of topics including personal...