ATM: Nowadays everyone has an ATM card in their hands and we use it the most to withdraw money from the bank. It is true that withdrawing money from ATM is the easiest and most important task, but do you know that apart from withdrawing money from ATM, there can be many other tasks, which very few people know about. If you also think that ATM is only for withdrawing cash, then definitely read this information because it will help you to use your ATM properly.
How to check your bank account balance from ATM
When we go to the ATM, we often go only to withdraw money, but from there you can also easily check the balance of your bank account. This feature is very useful when you need to know immediately how much money is left in your account. Apart from this, you can also get a mini statement of your last 10 transactions from the ATM, so that you can understand what transactions have taken place in your account. This makes it easier for you to keep track of your expenses and deposits.
It is also possible to transfer money from ATM to card
Nowadays technology has advanced so much that you can transfer money directly from your debit card to another’s debit or credit card. This facility saves you from the need to go to the bank branch or login to online banking. Through this, you can transact up to Rs 40,000 daily. If you need to send money to someone immediately, then ATM makes this work very easy.
You can also pay credit card bill from ATM
Many people are not able to pay credit card on time due to which they have to pay interest. But you can also deposit your VISA credit card bill from ATM. This method makes bill payment easy and fast for you. Without going to the bank, you can also keep your credit score right by paying the bill through ATM.
Bank to bank account transfer is also possible from ATM
If you are thinking that transferring money from bank account to bank account is possible only through net banking or mobile app, then you will be happy to know that you can do this work from ATM also. All you have to do is login with your ATM card and transfer money to someone else’s account. Apart from this, you can also link 16 different bank accounts with a single ATM card, which makes this process even easier for you.
Changing ATM PIN is also possible from home
If you have forgotten your ATM PIN or you need to change it, then you do not need to go to the bank for this. You can easily change the PIN of your debit card through the ATM machine. This facility is very important for you from the security point of view because sometimes it becomes necessary to change the PIN to avoid card theft or misuse.
In this way you can see that ATM is not only a means of withdrawing money, but you can also do many important banking tasks by using it. So the next time you go to the ATM, definitely try these features and make your money and banking experience even smarter.