FD Scheme: To achieve superior returns from fixed deposits (FDs), there are some schemes available that can yield substantial profits without any associated risks. However, it is essential to invest in these schemes by March 31, as this is the current deadline. Should this deadline not be extended, the opportunity to invest may be lost. Detailed information about these schemes is provided below.

SBI Amrit Vrishti

The SBI Amrit Vrishti scheme allows investments until March 31, 2025, offering an interest rate of 7.25% for the general public and 7.75% for senior citizens over a tenure of 444 days. Similarly, the SBI Amrit Kalash scheme, which has a duration of 400 days, also has a deadline of March 31, 2025, providing an interest rate of 7.10% for common citizens and 7.60% for senior citizens.

Mahila Samman Savings Certificate

To promote savings among women, the government has introduced the Mahila Samman Savings Certificate Scheme, which offers a fixed deposit option for two years at an interest rate of 7.50%. This scheme is also available for investment until March 31, 2025.

IDBI Bank’s Utsav FD Scheme

Additionally, the IDBI Bank’s Utsav FD scheme has a final investment deadline of March 31, 2025. This scheme features fixed deposits with varying tenures from 300 to 700 days, each offering different interest rates. For a 300-day FD, the interest rates are 7.05% for common citizens, 7.55% for senior citizens, and 7.55% for super senior citizens. For a 375-day FD, the rates are 7.25% for common citizens, 7.75% for senior citizens, and 7.90% for super senior citizens. The 444-day FD offers 7.35% for common citizens, 7.85% for senior citizens, and 8.00% for super senior citizens.

For a 555-day FD, the rates are 7.40% for common citizens, 7.90% for senior citizens, and 8.05% for super senior citizens. Lastly, for a 700-day FD, the rates are 7.20% for common citizens, 7.70% for senior citizens, and 7.85% for super senior citizens.

The Supreme 300 Days and Super 400 Days schemes from Indian Bank also have a deadline of March 31, 2025. In the IND Supreme