Ayushman Card: The Modi government is running various schemes to provide financial assistance to economically weaker families in the country. While farmers receive up to ₹6,000 annually under the PM Kisan Yojana, the central government also operates the ‘Ayushman Bharat Pradhan Mantri Jan Arogya Yojana’ (PMJAY) to provide better healthcare facilities to the public.
Under this scheme, eligible families are provided with cashless medical treatment of up to ₹5 lakh every year. Treatment can be availed free of cost—in accordance with prescribed medical packages—at any of the empanelled government or private hospitals across the country.
Ayushman Card Eligibility Update
Under this scheme, eligible families receive health coverage of up to ₹5 lakh annually for hospitalisation and medical treatment. This facility is available at both government and private hospitals that are empanelled under the scheme. Those who meet the eligibility criteria can avail of these benefits. Let us explain in detail who is eligible for an Ayushman Card and who is not.
Who is eligible for the Ayushman Card?
Those working in the unorganised sector
Those belonging to the economically weaker sections
Those not covered by PF (Provident Fund) or ESIC (Employees’ State Insurance Corporation)
Those living in ‘kaccha’ (makeshift/non-permanent) houses
Those aged 70 years or older
Eligible families in rural regions
Landless families
Families with a disabled member
Who is not eligible for the Ayushman Card?
Those who fall under the tax-paying bracket
Those employed in government jobs
Those working in the organised sector
Those who are economically well-off
Those covered by PF or ESIC
How to check if you are eligible for an Ayushman Card? First, you need to visit the scheme’s official website, pmjay.gov.in.
On that page, you will find an option labelled “Am I Eligible?” Click on it.
Next, provide the requested information.
You can then check whether or not you are eligible for the scheme.
What is not covered under the Ayushman Bharat scheme?
Routine OPD consultations that do not require hospital admission.
Certain standalone diagnostic tests.
Cosmetic surgery.
Certain fertility-related treatments.
Certain treatments related to de-addiction.
What documents are required for an Ayushman card?
Generally, documents such as an Aadhaar card or a ration card may be requested for identity verification and to verify beneficiary records. For senior citizens, verification of age and identity may also be necessary. The required documents may vary depending on the individual’s category and the application process; therefore, please verify the list of documents on the official portal or at an authorised centre.