The Bhagwant Mann government in Punjab has given every family in the state a significant gift on the occasion of the New Year 2026. Now, every citizen of Punjab, whether rich or poor, will be able to avail free cashless treatment up to ₹10 lakh annually under the Chief Minister’s Health Scheme (MMSY). Previously, this limit was only ₹5 lakh, but it has now been doubled.
Launching on January 15, 2026, the scheme will cover 6.5 million families in the state. According to Punjab Health Minister Dr. Balbir Singh, this scheme is a significant step towards providing health security to 100% of the population.
📌 Also Read: Pan Card Update - How to update mobile number and birthdate in PAN card? Know process
Chief Minister’s Health Scheme
This scheme of the Punjab government has brought about a revolutionary change in the state’s health infrastructure. A vast network of hospitals has been created under this scheme. Currently, 212 government hospitals, 8 central government hospitals, and over 600 private hospitals are covered under this scheme.
📌 Also Read: Big Alert for Air Passengers: Charging Mobile Phones with Power Banks Banned on Flights, DGCA Issues Strict Order
The government has signed a special agreement with United India Insurance for this steel mission. The scheme’s greatest strength is that it covers treatment for over 2,200 diseases, including serious illnesses like cancer and heart disease.
100% Protection Without Any Income Limit
The most powerful feature of this scheme is that there is no income limit. The old Ayushman Bharat scheme had many complex conditions, preventing middle-class families from availing its benefits. However, under the Chief Minister’s Health Scheme, every permanent resident of Punjab is equally eligible. Arvind Kejriwal will officially launch this steely scheme on January 15th. This scheme is a safety net for 6.5 million families in Punjab, who will now be able to access excellent healthcare without any financial burden.
📌 Also Read: NPS Pension Plan: Know How to Get ₹50,000 Monthly Pension After Retirement
Required Documents for the MMSY Card
To obtain the card, you will need only two important documents. First, the applicant must be a permanent resident of Punjab. You must have an Aadhaar card and a voter ID card with a Punjab address as proof of this. Keep in mind that the previous “Chief Minister’s Health Insurance Scheme” was only for select individuals and covered up to ₹5 lakh, but this new scheme is universal, and its coverage is doubled to ₹10 lakh.
📌 Also Read: FDs or Small Savings Schemes, Which Offers Better Returns on Safe Investments?
How to Get a Chief Minister’s Health Card
If you have questions about how to get a card under this steel scheme, the government has made it very simple. More than 9,000 special camps will be set up across Punjab where citizens can register. Additionally, the enrollment process has been simplified through Common Service Centers (CSCs). Upon successful registration, beneficiaries will be issued an MMSY health card. For public convenience, the government will soon release a steel helpline number to ensure no one faces any difficulties in obtaining the card.