New Delhi: Several special schemes are available for husbands and wives, offering significant benefits. You’ve likely heard of the Atal Pension Yojana (APY). With rising inflation, everyone is concerned about their future. We’re going to tell you about one such scheme. You’ve likely heard of the Atal Pension Yojana (APY), which guarantees a monthly income.
Investing in the Atal Pension Yojana (APY) can help you become wealthy. Arranging a monthly pension for a husband and wife will be a profitable deal, ensuring hassle-free. If you want to join this scheme, you can first learn some important information in the article below. Joining the scheme will ensure you have no confusion.
Atal Pension Yojana (APY) is unique.
The Atal Pension Yojana (APY), launched by the central government, is unique. Under this scheme, you can receive a monthly pension. By joining with your spouse, you can secure a monthly pension of ₹10,000. The pension will be paid to both husband and wife after the age of 60. To join the scheme, you must be between the minimum age of 18 and the maximum age of 40.
If a husband and wife open separate accounts, they will receive a pension of ₹10,000 based on ₹5,000 each per month. To benefit from the scheme, if you join at the age of 30, you will need to invest approximately ₹577 per month. If you join at the age of 35, you will need to invest approximately ₹902 per month.
Where to Apply
If you wish to apply for the PM Atal Pension Yojana, you can apply at your nearest bank or post office. Bring your Aadhaar card, mobile number, and bank account details with you.
Most importantly, this facility is available online at banks, making it mandatory for both husband and wife. After opening the accounts, you will need to make monthly investments. This will eliminate all confusion.