The Lakhpati Didi Yojana by the Government of India is an important scheme to help women become financially independent. Through this scheme, rural and urban women can start a small business with interest-free loans and dream of becoming millionaires.
The scheme provides interest-free MSME business loans and helps women start their own business. It is especially useful for members of self-help groups. Besides loans, the scheme also provides training in manual work and business skills, which helps remove obstacles to starting a business.
The Central Government aims to cover 3 crore women across the country under this scheme. This report explains the benefits, eligibility, and application process of the Lakhpati Didi Yojana.
What is Lakhpati Didi Yojana
Lakhpati Didi Yojana is a women empowerment program started on August 15, 2023. The main aim is to help women in self-help groups earn more than Rs 1 lakh per year. It gives money help and also teaches skills for business. The government plans to enroll 2.33 lakh new women by 2025. This scheme helps rural women and their families.
Benefits of the Scheme
Interest-Free Loan
Women can get loans from Rs 1 lakh to Rs 5 lakh without interest. The government pays the interest. This loan can be used for small business like handicrafts or food making. The loan can be paid back in 2–3 years. Many women in villages have become business owners because of this.
Skill Training
The scheme gives free training. Women learn skills like LED making, drone use, and digital marketing. Training is local and helps them run business. Insurance and money knowledge is also given. Training gives women confidence and long-term income.
Goal of the Scheme
The scheme wants women to become business owners. It is part of Deendayal Antyodaya Yojana for rural women. The government wants 3 crore women to become millionaires by 2025. This helps women earn money, support their families, and improve society. So far, 29,000 families have reached this goal.
