Bank FD 2025: Best 1-Year Fixed Deposit Rates & Maturity Value, See Update

If you are looking for an investment option where your money is completely safe and you get guaranteed returns, then a bank FD (fixed deposit) is the best option. By investing in an FD, you get a fixed return after a fixed time. If you want to get good returns in a short time, then 1 1-year FD is a great option for you. Today, we will tell you about the interest rates on 1-year FDs of some major banks in the country, so that you can make the right decision.

A good return is available on 1 1-year FD

At present, many banks in the country are giving good interest on 1 1-year FD. Here are the interest rates of some major banks:

SBI (State Bank of India)

The country’s largest government bank is giving a return of 6.45% on its 1-year FD. If you invest ₹ 2 lakh in it, then on maturity, you will get ₹ 2,13,215.

Canara Bank

The interest rate on Canara Bank’s 1-year FD is 6.50%. At this rate, an investment of ₹2 lakh will become ₹2,13,320 on maturity.

BOB (Bank of Baroda) and PNB (Punjab National Bank)

Both these banks are offering 6.60% interest on 1-year FD. With this investment, the amount of ₹2 lakh will become ₹2,13,530.

IndusInd Bank

If you want the highest return on a 1-year FD, then you can invest in the private bank IndusInd Bank. This bank is offering an attractive interest rate of 7%. At this rate, an investment of ₹2 lakh will grow to ₹2,14,372 on maturity.

Which bank will give the highest return

If you want the highest return in a 1-year FD, then IndusInd Bank can be the best option for you. This bank is offering an interest rate of 7%, which is much higher than that of other banks. If you invest ₹ 2 lakh in this bank, then after 1 year, you will get ₹ 2,14,372. At the same time, among public sector banks, Bank of Baroda (BOB) and Punjab National Bank (PNB) are good options with an interest rate of 6.60%, while the interest rates of SBI and Canara Bank also give stable and safe returns.

Keep these things in mind before investing

While investing in an FD, it is not enough to focus only on interest rates. You should also ensure that you are investing in a bank that meets your financial needs. Although IndusInd Bank is offering the highest returns, you can choose any bank according to your convenience and trust. This is a safe and profitable investment method, especially for those who want a fixed return on their money in a short period of time.