Atal Pension Yojana (APY) is for those Indian people who do not fall under the purview of income tax. By contributing under this scheme till the age of 60, they can arrange for a monthly pension in old age. Pensions ranging from Rs 1,000 to Rs 5,000 can be taken under APY. How much pension you will get depends on your contribution. If you are between 18 and 40 years of age and you are not a taxpayer, you can also register under this scheme. Know what you have to do.

How to apply to the Atal Pension Yojana

You can apply for the Atal Pension Yojana both online and offline. To apply offline, you have to go to the bank and fill out the form. On the other hand, you can apply online through net banking. For this, log in to net banking and search for APY. After filling in your details in the application form, submit the form and approve auto debit, so that the premium is automatically deducted from the account every month. Do not forget to provide the nominee details in the form.

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Easy way to apply online

  1. First of all, go to the website https://enps.nsdl.com/eNPS/NationalPensionSystem.html.
  2. From here go to the Atal Pension Yojana tab and click on APY registration.
  3. Fill out the new registration form and click on continue.
  4. After filling out the form, fill in your details in Complete Pending Registration and complete KYC.
  5. After this, the acknowledgment number will be generated.
  6. Choose how much pension you want after the age of 60.
  7. Also tell how to deduct the installment monthly, quarterly, half-yearly, or annually.
  8. After this, fill out the nominee form correctly.
  9. After completing the process, you will come to the design tab on the NSDL website.
  10. After the Aadhaar OTP is verified, you will be connected to this scheme.

Documents required for registration

  • Age certificates like birth certificates, tenth mark sheets, driving licenses, Aadhaar cards, etc.
  • Certificate of Indian citizenship.
  • Bank account number and branch details.
  • APY registration form.
  • Aadhaar card.

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Secure future, assured pension

Atal Pension Yojana is a great option for those who want a secure and regular source of income for their retirement.