UPI Payment Facility: If you use UPI, this news could be very significant for you. Contactless payment facilities play a crucial role in making digital payments in the country more accessible and convenient. UPI has now introduced a new feature to make the payment process even more user-friendly. Users can now make payments of up to ₹5,000 without entering a PIN. This feature saves time and eliminates the need to enter a PIN at the point of sale. It makes paying at petrol pumps much easier and faster.

What is this feature?
UPI announced on its social media platform, X, that users can now make payments at petrol pumps without entering a PIN. To avail of this facility, you can simply tap your RuPay card or mobile payment device against the machine to complete the transaction. There is no need to insert the card or enter a PIN every time; the only requirement is that your card, device, and the payment system support this feature.

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What are the benefits of this feature?
With this feature, you do not need to enter a PIN for purchases up to ₹5,000. You can make payments quickly by simply tapping your card or phone against the payment machine. This saves time when paying at petrol pumps and proves to be an excellent option for those who use digital payment methods.

How to make a payment at a petrol pump?
After refuelling with petrol or diesel, check the payable amount. Then, enquire about the contactless payment facility on the machine. Next, tap your card or phone against the machine. The machine will confirm once the payment is successful. You simply need to ensure your mobile is online, the app is open, and you complete the necessary security verification steps.

How secure is this feature?
With the introduction of this new UPI feature, questions regarding its security are naturally arising. Essentially, this facility allows you to make payments by simply tapping your payment card or phone against the machine; the card does not need to be inserted into the device. However, be sure to verify the amount before making the payment and avoid handing over your card or phone to a stranger.