The 2024 Tata Safari, a muscular and feature-rich 6/7-seater SUV, continues to impress car enthusiasts in India. With its bold design, powerful engine, and comfortable interiors, it offers a compelling option for families and adventure seekers alike. But before you hit the road, understanding the on-road price and its components is crucial.
Ex-Showroom Price: The Starting Point
The ex-showroom price is the base price of the vehicle, excluding taxes and registration charges. It varies depending on the chosen variant. The 2024 Tata Safari boasts a starting ex-showroom price of ₹ 16.19 lakh for the base variant, the Smart (O). This price gradually increases as you climb through the variant ladder, reaching a maximum of ₹ 27.34 lakh for the top-of-the-line Accomplished Plus Dark 6S AT.
Understanding On-Road Costs
The on-road price is the final price you pay for the car after adding all taxes and registration fees to the ex-showroom price. These additional costs can significantly impact the overall price, so understanding their breakdown is essential.
1. Road Tax: This tax, levied by the state government, varies from state to state and typically ranges between 4% and 14% of the ex-showroom price. For instance, the road tax in Delhi for the base variant of the Safari would be around ₹ 70,000, while in Maharashtra, it could be closer to ₹ 1.08 lakh.
2. Registration and Number Plate Charges: These charges cover the registration of your vehicle and the issuance of a new number plate. They are typically a few thousand rupees and vary slightly depending on the Regional Transport Office (RTO) you register your car at.
3. Insurance: Car insurance is mandatory in India and the premium amount depends on various factors like your chosen variant, IDV (Insured Declared Value), and your driving history. Generally, expect to pay between ₹ 50,000 and ₹ 1 lakh for comprehensive car insurance for the Safari.
4. RTO Charges: These miscellaneous charges cover the cost of permits and other administrative fees associated with vehicle registration and can range from a few hundred rupees to a few thousand rupees.
Calculating the On-Road Price:
To estimate the on-road price for your desired variant, you can use the following formula:
On-Road Price = Ex-showroom Price + Road Tax + Registration & Number Plate Charges + Insurance + RTO Charges
Example:
Let’s consider the on-road price of the Tata Safari Adventure variant with an ex-showroom price of ₹ 20.45 lakh in Delhi.
- Road Tax (assuming 10%): ₹ 2.04 lakh
- Registration & Number Plate Charges: ₹ 5,000
- Comprehensive Insurance (estimated): ₹ 75,000
- RTO Charges: ₹ 2,000
On-Road Price = ₹ 20.45 lakh + ₹ 2.04 lakh + ₹ 5,000 + ₹ 75,000 + ₹ 2,000 ≈ ₹ 23.31 lakh
Additional Considerations:
- Discounts and Offers: Tata Motors and dealerships might offer discounts and promotional offers on the Safari, bringing down the on-road price.
- Loan and Interest Rates: If you plan to finance your purchase, the interest rate on your car loan will also impact the overall cost of ownership.
