The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) stands as a beacon of support within the broader National Social Assistance Programme (NSAP), initiated by the Government of India. Its aim is noble: to provide financial aid to citizens living Below Poverty Line (BPL) and aged 60 years or above. This scheme, introduced on 15th August 1995, embodies the government’s commitment to uplifting the destitute and vulnerable members of society.
Understanding the NSAP
The NSAP, overseen by the Ministry of Rural Development, encompasses a range of welfare measures designed to fulfill the Directive Principles of State Policy enshrined in the Constitution of India. These measures include securing livelihoods, improving living standards, enhancing public health, and ensuring education for children, among others.
Components of NSAP
At present, the NSAP comprises five sub-schemes, each addressing specific needs:
- Indira Gandhi National Old Age Pension Scheme (IGNOAPS)
- Indira Gandhi National Widow Pension Scheme (IGNWPS)
- Indira Gandhi National Disability Pension Scheme (IGNDPS)
- National Family Benefit Scheme (NFBS)
- Annapurna Scheme
Objectives of NSAP
The NSAP is driven by several key objectives:
- Providing social assistance benefits to poor households during times of death, maternity, or old age of the breadwinner.
- Ensuring minimum national standards of assistance.
- Offering uniform social protection across the country without interruption.
Expansion and Eligibility
In 2007, the NSAP expanded its coverage to include all eligible persons Below Poverty Line (BPL). To qualify for benefits under IGNOAPS, applicants must:-
- Be Indian citizens.
- Fall below the poverty line.
- Be at least 60 years of age.
Application Process
Applying for the pension is now easier than ever, thanks to online platforms like the UMANG App and the official NSAP website. Citizens can follow these simple steps:
- Download the UMANG App or visit the NSAP website.
- Log in using mobile number and OTP.
- Search for NSAP and click on “Apply Online.”
- Fill in basic details, select the payment mode, upload a photo, and submit.
Required Documents
- -Duly filled and self-attested Application Form.
- Domicile Certificate.
- Residential Proof (Voter card, Electricity Bill, Aadhar Card).
- Age Proof (Birth Certificate).
- Aadhar Number.
- Bank Passbook.
- Ration Card.
- Affidavit attested by Judicial Magistrate.
Conclusion
The Indira Gandhi National Old Age Pension Scheme (IGNOAPS) under the National Social Assistance Programme (NSAP) stands as a lifeline for senior citizens facing financial hardships. By extending a monthly pension, the scheme not only provides monetary support but also reaffirms the government’s commitment to social welfare.