Ever wondered what’s happening with your hard-earned money in your Punjab National Bank (PNB) account? Keeping an eye on your transactions is crucial, and that’s where the mini statement comes in. It’s a quick and convenient way to see your recent bank activity, without needing a full-fledged account statement.
This article is your one-stop guide to checking your PNB mini statement using various methods, from the classic missed call to the tech-savvy mobile app. So, let’s dive in and see how you can stay on top of your finances!
1. The Power of a Missed Call: Get Your Mini Statement in a Flash
Did you know a simple missed call can reveal your recent PNB transactions? That’s right! Here’s how to use this nifty feature:
- Dial and Disconnect: Grab your phone and dial the toll-free number 1800-180-2223 or 0120-2303090. Remember, this service works only if your mobile number is registered with your PNB account. Once the call connects, let it disconnect automatically. That’s it!
- SMS Alert: Within a few minutes, you’ll receive an SMS on your registered mobile number containing details of your last five PNB transactions. This includes the date, amount, and type of transaction (debit or credit).
Quick Tip: There’s no limit on how many times you can use the missed call service in a day. But keep in mind, for security reasons, wait at least 45 minutes between subsequent enquiries.
2. SMS Banking: Simple Text for Transaction Tracking
If you’re comfortable with basic texting, SMS banking is another option for your PNB mini statement. Here’s how it works:
- Text the Magic Words: Open your messaging app and compose a new SMS. In the message body, type MINSTMT<space>Account Number. Make sure you replace
<space>Account Number>with your actual PNB account number. - Send it Off: Send the SMS to 5607040. This is the dedicated SMS banking number for PNB.
- SMS Reply: Just like the missed call method, you’ll receive an SMS response with details of your last five transactions.
Important Note: To use SMS banking for your PNB mini statement, you need to be registered for SMS alerts with the bank. If you’re not sure about your registration status, contact your nearest PNB branch for assistance.
3. Net Banking: Access Your Mini Statement Anytime, Anywhere
For those who prefer the comfort of a computer screen, PNB net banking offers a convenient way to view your mini statement. Here’s what to do:
- Login to PNB Net Banking: Visit the PNB net banking portal (https://netpnb.com/) and log in using your customer ID and password.
- Navigate to Accounts: Once logged in, locate the section for your account details. This might be labelled “Accounts,” “My Accounts,” or something similar.
- Find the Mini Statement Option: Within your account details, look for an option like “Mini Statement” or “Recent Transactions.” Clicking on this option will display your recent PNB transactions, typically the last five or ten.
Security First: Always ensure you’re logging in to the official PNB net banking portal. Avoid clicking on suspicious links or opening emails that claim to be from PNB.
4. PNB Mobile App: Your Pocket-Sized Transaction Tracker
In today’s tech-driven world, there’s an app for almost everything, and PNB is no exception. The PNB Mobile App allows you to check your mini statement with a few taps on your smartphone. Here’s how:
- Download and Install: If you haven’t already, download and install the official PNB Mobile App from the App Store or Google Play Store.
- Login Securely: Launch the app and log in using your PNB customer ID and MPIN (Mobile Banking Personal Identification Number).
- Access Your Account: Once logged in, navigate to the section for your account details. Look for options like “Account Summary” or “Recent Activity.”
- View Your Mini Statement: Clicking on this option will display your recent PNB transactions, similar to net banking.
Bonus Tip: The PNB Mobile App offers several other features beyond mini statements. You can check your account balance, transfer funds, pay bills, and even recharge your mobile phone.
5. Beyond the Basics: Checking Mini Statements at ATMs
While the methods mentioned above are convenient and accessible, you can also check
