SBI Card: Big news for GPay users. SBI Card has introduced a new credit card known as the Google Pay Flex SBI Card, offering the opportunity to earn up to Rs 18,000 annually. To benefit from this, users need to make payments using Google Pay. By using this card, customers can accumulate reward points for various expenses such as bill payments, shopping, or grocery purchases, provided that payments are made through Google Pay.

For every Rs 500 spent, cardholders can earn up to 8 stars, where each star is valued at Rs 1. The earned reward points are instantly redeemable and can be utilized for payments made through Google Pay. To acquire the Google Pay Flex SBI Card, users are required to pay a joining fee of Rs 499, in addition to an annual renewal fee. However, new cardholders can enjoy a significant perk of Rs 500 off on their initial payment, effectively making the card free for the first year.

Google Pay Flex SBI Card: Key Details

 

Card Name: Google Pay Flex SBI Card

Issuer: SBI Card in partnership with Google Pay

 

Payment Network: Available on RuPay and Visa

 

UPI Support: The RuPay variant can be linked to UPI on Google Pay.

 

Maximum Annual Rewards: Up to 18,000 Stars (worth up to Rs 18,000).

 

Reward Value: 1 Star = Rs 1.

 

Welcome Benefits: Up to Rs 1,000 on joining and first transaction.

 

Annual Fee: Rs 499 + applicable taxes.

 

Fee Waiver: Annual fee waived on spending Rs 1 lakh or more in a membership year.

 

Additional Features: EMI conversion and balance transfer facility.

 

Application Process: Fully digital application through the Google Pay app.

 

Everyday expenses are the main focus.

 

The rewards program is structured around categories that many families frequently use. Eligible transactions include:

Grocery shopping

Utility bill payments

Travel reservations

Retail purchases

Online and in-store merchant transactions

Additionally, the card is integrated with the Google Pay app, enabling users to apply for the card, track their spending, redeem rewards, and manage their account digitally without the need to switch between different platforms.

RuPay or Visa: A choice for users

The Google Pay Flex SBI Card is offered on both RuPay and Visa payment networks.

Customers opting for the RuPay version can link the card to UPI, allowing them to make credit card payments at millions of merchants that accept UPI. Both RuPay and Visa versions can also be tokenized on Google Pay, facilitating secure tap-to-pay transactions at compatible merchant locations.