SBI Bank Update: SBI is the country’s largest public sector bank. It offers a wide range of benefits and facilities to its customers. To further strengthen its digital banking platform, SBI introduced the YONO app, which allows you to easily access banking services. The bank has added numerous new features to this app, enabling you to view your account details without even logging in. You can check your passbook and review transaction history. Simply put, it enables instant banking with SBI.

Special features of the YONO app
In addition to the standard login option, the YONO app allows you to check your balance and make instant payments. To use these features, you need a 6-digit MPIN, biometric authentication, Face ID, or a user ID and password.

Check balance and passbook without logging in.
To use the SBI YONO app, you must utilise an MPIN, user ID and password, or biometric authentication.
To check your balance, click on the ‘View Balance’ option.
In the next step, select one of the authentication methods: MPIN, user ID and password, biometric authentication, or Face ID.
Once authenticated, you can view the balances of all accounts linked to the YONO app.
Below the account balance, you will find an option to view transactions; selecting this option allows you to see the transaction details (m-passbook) for the chosen account.

SBI YONO offers the ‘Quick Pay’ facility.
Additionally, the ‘YONO Quick Pay’ feature allows you to make transactions of up to ₹2,000 with a single click, without logging into the app. You must provide authorisation for this feature beforehand. Once approved, access can be gained using any of the following methods: MPIN/biometric authentication, Face ID, or User ID and password.

SBI’s digital banking platform is impressive.
It is worth noting that YONO, SBI’s digital banking platform, has garnered millions of users within just three years of its launch; this achievement hasn’t been reported in the media. SBI introduced the YONO platform in 2017 to cater to its customers’ banking, investment, and shopping needs. Thousands of people are joining this app.