PNB: Punjab National Bank is providing impressive returns on its fixed deposit (FD) accounts for its customers. This prominent public sector bank offers interest rates between 3.00 percent and 7.40 percent on FD accounts. Punjab National Bank ranks as the second largest bank in the nation by customer base, following the State Bank of India. Customers can open FD accounts with Punjab National Bank for a minimum duration of 7 days and a maximum of 10 years. Now, let’s take a look at the interest offered on a 91-day FD account with Punjab National Bank.
What interest does Punjab National Bank provide on a 91-day FD?
Punjab National Bank offers interest rates ranging from 4.90% to 5.70% for its 91-day FD scheme. For customers up to 59 years old, the bank provides an interest rate of 4.90% on 91-day FD accounts. Additionally, senior citizens aged 60 and above can benefit from a 5.40% interest rate on this scheme. Super senior citizens, who are 80 years and older, can enjoy an interest rate of 5.70% on their 91-day FD accounts. These rates apply only to deposits under Rs 3 crore.
PNB provides 0.30% higher returns for super senior citizens compared to senior citizens.
Punjab National Bank grants a 0.50 percent higher interest rate on FD accounts for senior citizens compared to regular customers. Moreover, this public sector bank offers an additional 0.30 percent higher interest on FD accounts for super senior citizens compared to other senior citizens. It’s important to note that interest rates for super senior citizens can differ from one bank to another.
PNB updated its FD interest rates on June 1
Punjab National Bank last updated its FD interest rates on June 1, 2026. It’s significant to mention that on August 5, the Reserve Bank of India (RBI) declared a fourth consecutive freeze on the repo rate. The RBI had previously reduced the repo rate by 0.25 percent to 5.25 percent in December 2025, and it has remained steady since then.
The interest rates for Domestic/NRO Fixed Deposits below Rs 3 crore have been revised with effect from June 1, 2026. The new rates vary depending on the deposit tenure and whether the depositor is a regular customer, senior citizen, or super senior citizen.
For deposits with a tenure of 7 to 14 days, the interest rate is 3.00% for regular customers, 3.50% for senior citizens, and 3.80% for super senior citizens.
For 15 to 45 days, regular customers will receive 3.00%, while senior citizens and super senior citizens will get 3.50% and 3.80%, respectively.
For a 46 to 90-day deposit, the applicable rates are 4.50% for regular customers, 5.00% for senior citizens, and 5.30% for super senior citizens.
For 91 to 154 days, the rates stand at 4.90% for regular customers, 5.40% for senior citizens, and 5.70% for super senior citizens.
Depositors opting for a 155-day fixed deposit will earn 5.55%, while senior citizens will get 6.05% and super senior citizens will receive 6.35%.
For deposits of 156 to 179 days, the interest rates are 4.90% for regular customers, 5.40% for senior citizens, and 5.70% for super senior citizens.
Meanwhile, for a 180 to 270-day deposit, regular customers will earn 5.60%, senior citizens 6.10%, and super senior citizens 6.40%.